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This well-maintained TWO STORY 4-bedroom, 2. 5-bath home with 2, 225 sq. ft. is located in the guard-gated MAGNOLIA POINTE Community. Built in 1999, this residence offers the perfect blend of traditional charm and modern upgrades.
The expansive primary suite features dual sinks, a walk-in shower, a garden tub, and a generous walk-in closet with under-stair storage. High ceilings and clerestory windows flood the adjacent family room with natural light, creating a bright and inviting living space.
Enjoy multiple living areas, including a separate living room, formal dining room, and eat-in kitchen. The kitchen shines with granite countertops, stainless steel appliances, a pantry closet, and ample prep and seating space. The main level also includes a half-bath powder room, inside laundry room, additional storage, and a two-car garage with epoxy flooring.
Upstairs, you’ll find two oversized bedrooms with carpet, ceiling fans, and wood blinds, along with a former bonus room converted into a fourth bedroom. A full shared bathroom with vanity and tub/shower combo completes the upper level.
Residents of Magnolia Pointe enjoy fully maintained landscaping, a community pool, playground, tennis courts, PRIVATE DOCK and boat ramp on SCENIC JOHNS LAKE, gazebo, fishing pier, and 24-hour guard-gated access.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | $357 | $357 | $357 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,248 | $2,406 | $3,209 |
| Total Monthly Payment | $2,680 | $2,838 | $3,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.