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Under contract-accepting backup offers. ASSUMABLE LOAN AT 2. 75. . . . . . . . . . . . . . GATED COMMUNITY. . . . . . . . . VACATION-INSPIRED AMENITIES. . . . . . . . . . . . . NOT IN A FLOOD ZONE. . . . . Reverse osmosis water filtration system. . . . . . . . . . . . . This is the kind of home you choose because life feels better here. Mornings are quieter. Evenings are RELAXED. As you drive through the palm-lined streets of Valencia Lakes, fountains softly flowing beside manicured landscaping, the outside world fades away. Sitting on a peaceful corner lot, the setting feels secluded, safe, and intentionally serene—no traffic noise, no rush, just calm. Inside, the home feels light, open, and instantly comfortable, the kind of space that welcomes you without trying too hard. The kitchen is practical and well thought out, with tall wood cabinetry that finally gives you the storage most homes lack. And then there’s the screened lanai—private, charming, and quietly special—made for candlelit dinners, unhurried conversations with friends, or afternoons spent reading with a cup of coffee as the breeze drifts through. A remote-controlled retractable awning lets you shape the space to the moment, sun or shade, day or night.
Now here’s the part that makes buyers stop scrolling: an assumable loan at 2. 75%. In today’s market, that’s not just rare—it’s powerful. Lower payments, better leverage, and a long-term advantage most homes simply cannot offer. Add partial impact windows, a reinforced garage door, an upgraded electrical panel with whole-home surge protection, and an HOA that covers nearly everything—lawn care, exterior maintenance, security, cable—and ownership becomes effortless. Resort-style pools, clubhouse, fitness, pickleball, tennis, and a full social calendar complete the picture. This isn’t a “maybe someday” home. This is the one smart buyers move fast on—because once it’s gone, it’s gone.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $399 | $399 | $399 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,746 | $2,286 |
| Total Monthly Payment | $2,130 | $2,220 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.