|
22 Oak Street, Hopkinton, RI, 02804 | $365,000
REDUCED! Just 15 minutes from Westerly beaches, you'll find this rural one-level ranch. This rustic 3-bedroom house, surrounded by woodlands, is perfect for those seeking a peaceful escape near the center of Ashaway with nearby access to Interstate 95. The cozy warmth of the woodstove is perfect for gathering with family and friends. As you walk through the house you'll notice new windows throughout that fill each room with natural light. The spacious kitchen has access to the screened-in porch giving more room to entertain guests. It is the perfect spot to sip your morning coffee while enjoying the sounds of nature. The three bedrooms offer ample space for family or guests. The property features a newer septic system installed in 2018, providing peace of mind for years to come. A new solar system was recently added with the roof offering reduced electric bills. While this home has been lovingly maintained, it presents an exciting opportunity for personalization and updating. Imagine the possibilities as you infuse your style and creativity into each room, transforming this rural abode into your dream home. Don't miss out on this incredible opportunity to own a piece of Ashaway's history. Whether you're looking for a primary residence or a weekend getaway, this rustic retreat offers the perfect blend of comfort, character, and potential. Schedule your private tour today!
Features
- Amenities: Highway Access
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1930
- Garage: 1-car Detached,Garage
- Heating: Baseboard,Hot Water,Oil,Other
- Cooling: None
- Basement: Crawl Space
- Approx Sq. Feet: 1,020
- Acreage: 0.83
- Est. Taxes: $3,164
- Lot Desc: Wooded
- Appliances: Exhaust Fan,Oven,Oil Water Heater,Range,Refrigerator
- MLS#: 1402523
- Website: https://www.raveis.com
/prop/1402523/22oakstreet_hopkinton_ri?source=qrflyer
Copyright © 2026 State-Wide MLS, Inc. All rights reserved.
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22 Oak Street, Hopkinton, RI, 02804
$365,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $264 | $264 | $264 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,681 | $1,774 | $2,367 |
| Total Monthly Payment | $2,020 | $2,113 | $2,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB