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Set on a scenic lot in Woodbury, this property offers a rare combination of space, versatility, and untapped potential. The main single-family home includes a legal in-law apartment in the walk-out basement, and the grounds feature two outbuildings - a two-story studio and a workshop - ready for repurposing or income-generating use with the right vision. While the home has seen important updates over the years - including new furnace parts, a basement water heater (2017), and in 2018 a new 3rd-floor water heater, flooring, half bath, bedroom, and carpeting in two bedrooms and a hallway - it's ready for a buyer who can bring fresh ideas to make the most of its character and layout. The exterior was painted in summer 2024, and much of the interior has been repainted, providing a clean slate for future improvements. Enjoy a peaceful setting with two patios and a deck overlooking surrounding farms, pastures, and nature, yet still close to parks, shopping, and Quassy Amusement & Waterpark. Perfect for an investor or visionary buyer, this is a property where updates, creativity, and the right plan could truly unlock its value. **ShowingTime seems to not be sending out notifications: Seller would like to honor showings through to Monday morning and is requesting all offers be submitted by 12pm tomorrow (1/12) **
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $535 | $535 | $535 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,703 | $1,797 | $2,431 |
| Total Monthly Payment | $2,313 | $2,407 | $3,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.