Welcome to this beautiful 2, 353 Sqft. , 4 Bdrm, 2. 5 bath townhome in the heart of Mt. Pleasant. Situated at the crossroads of Hwy 41 and Hwy 17N , Emma Lane Townes are just 10 minutes to Isle of Palms beaches and minutes to shopping, restaurants, entertainment, Roper Hospital, and an easy drive to historic downtown Charleston. The first level will impress, with luxury vinyl plank flooring, 10-foot ceilings and an abundance of natural light flowing through the 6-foot windows. This open floor plan is perfect for entertaining, with the easy flow from the kitchen to the dining area and the living room. A screened in porch as well as an added patio area for outdoor grilling, dining, and enjoying the beautiful South Carolina weather. The garage entrance and half bath are perfectly situated, apart from the main living space for convenience and visual appeal. The gourmet kitchen includes an abundance of counter and prep space, a huge 9-foot island, upgraded 42" gray cabinets and white subway backsplash, Quartz countertops, stainless appliances, gas stove, and generous walk-in pantry. The very spacious owners retreat is upstairs and includes a bath with double vanities, tiled shower, garden tub, and a HUGE walk-in closet. There are three additional bedrooms, and a full bath upstairs, as well as a sizeable laundry room. These town homes offer the convenience of a lock-and-go lifestyle without sacrificing space. The home is located in an X flood zone, therefore no flood insurance is required by mortgage companies.
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Our Executive Mortgage Banker:
$660,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $528,000 | $528,000 | $528,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,123 | $3,208 | $4,279 |
| Total Monthly Payment | $3,215 | $3,300 | $4,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.