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Why wait for new construction and incur extra cost for upgrades when this beautifully finished, fully upgraded Ivy Hill Village home is ready right now! Welcome to this premium, free-standing Nantucket-style residence in Waterford's desirable Great Neck community. While nearby units are still at base-level finishes, this home was thoughtfully customized at the time of build with an extensive package of owner-selected upgrades, offering a noticeably elevated living experience from the moment you walk in. Open 1st level featuring 9' ceilings, a designer kitchen and an effortless flow ideal for everyday living or entertaining. Enjoy upgraded cabinetry, enhanced surfaces, quality appliances, and a beautifully finished dining area that opens to a 1016 deck for outdoor relaxation. Upstairs, two generous bedrooms each enjoy their own full bath, along with a dedicated laundry room, another upgrade unique to this home. Hardwood flooring runs throughout both levels, and the home's enhanced insulation and sound-dampening features create exceptional comfort and quiet. Additional highlights include an attached garage equipped w/240V EV charging. Located just minutes from Harkness Park, Waterford Beach, Eugene O'Neill Theater, & local coastal amenities, Ivy Hill Village offers low-maintenance living with grounds care, snow removal, and a welcoming neighborhood layout. This is a rare opportunity to purchase a fully completed, upgraded, move-in ready home!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Upper | ||
| Kitchen | 9 ft+ Ceilings,Sliders,Hardwood Floor | 9.0 x 12.0 | Main |
| Living Room | 15.0 x 17.0 | Main | |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $663 | $663 | $663 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,683 | $2,870 | $3,852 |
| Total Monthly Payment | $3,438 | $3,625 | $4,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.