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Better than new and thoughtfully designed for the most discerning buyer, this 2023 ABD Courtyard IV redefines modern Florida living with understated elegance and exceptional attention to detail. Set on an oversized lot within the gated community of Toscana, the home offers 4 bedrooms, 3. 5 baths, 2, 712 square feet of beautifully curated living space, and a 3-car garage—enhanced by extensive upgrades and available now, without the wait.
Glass entry doors welcome you into a private courtyard retreat where everyday living feels like a resort escape. A heated saltwater pool and spa with fountains, sun shelf, ambient lighting, and a fully equipped outdoor kitchen with vented hood create a space designed for both relaxation and entertaining. The Hayward Pool Control System allows effortless control, while triple pocket sliders blur the line between indoor and outdoor living.
Inside, the chef’s kitchen is both striking and functional, featuring quartz countertops, a fluted wood island, double ovens, glass-front cabinetry, designer lighting, and a generous walk-in pantry. The family room is equally impressive with wood beam accents, a custom shiplap fireplace wall, built-ins, and integrated speakers. Formal dining and a versatile flex space add balance, offering room for both entertaining and everyday life.
The Owner’s Suite is a peaceful retreat with private access to the courtyard and pool. The spa-inspired bath includes a soaking tub, dual vanities, a frameless glass shower, plantation shutters, and a custom walk-in closet. Guests will appreciate exceptional privacy in the detached casita, complete with an en-suite bath and screened patio access.
Additional features include well-appointed guest suites, a designer laundry room, epoxy-coated garage floors, wrought-iron fencing, a paver driveway, and lush, manicured landscaping.
Life in Toscana offers lighted sidewalks, beautifully maintained streets, and a warm sense of community—just minutes from Flagler Beach, dining, shopping, schools, and medical facilities. With HOA dues of only $115 per month, this home delivers remarkable value in one of Palm Coast’s most sought-after neighborhoods.
Luxury, comfort, and convenience come together seamlessly—ready now, without the delays of building new.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,065,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $852,000 | $852,000 | $852,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.031% | 5.991% |
| Monthly Tax Payment | $997 | $997 | $997 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,838 | $5,040 | $7,075 |
| Total Monthly Payment | $5,960 | $6,162 | $8,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.