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WHAT A SERENE SETTING! Nestled behind the gates of the extremely sought-after Turtle Rock community in beautiful Palmer Ranch, this elegant yet inviting home offers the very best of Florida living. Exceptionally well cared for and meticulously maintained, this beautifully landscaped 4-bedroom, 2½-bath residence is a true must-see, with pride of ownership evident at every turn. Curb appeal shines with an all-paver driveway and walkway, complemented by a freshly painted exterior (2025) that enhances both durability and longevity of the robust concrete block construction, including the extended lanai and concrete flooring. Inside, bright and spacious rooms are filled with natural light from large windows and enhanced by crown molding, custom window treatments, and custom closet solutions throughout. The flexible floor plan allows for four bedrooms or three bedrooms plus an office/den. Recent upgrades provide exceptional peace of mind and modern appeal, Including a brand-new 4-ton Carrier 17-SEER air-conditioning system with heat pump and a 10-year warranty (2025), a new gas water heater, and updated flooring with Pergo laminate in the living room, dining room, and hallway, along with new Mohawk carpeting (2023) in three bedrooms. The kitchen has been tastefully refreshed with new granite countertops, a matching backsplash, an extra-large sink, and a decorator brass faucet (2024), along with a new side-by-side refrigerator , dishwasher, and microwave (2024), The security alarm service has even been paid up for all of 2026. The highlight of the home is the oversized, fully screened, and exceptionally private lanai with a spacious Gazebo, ideal for that morning coffee or happy hour sunset time and anytime in between —your own tranquil retreat overlooking a peaceful slice of Florida paradise, perfect for relaxing or entertaining. Turtle Rock is a premier 24-hour gated community known for its mature landscaping, scenic lakes, and resort-style amenities, including a heated community pool, a recently renovated clubhouse, tennis courts, pickleball, basketball, playgrounds, and miles of walking and biking paths. Ideally located just minutes from world-famous Siesta Key Beach, the Legacy Trail (literally just around the corner), excellent shopping and dining, top-rated schools, and the state-of-the-art, recently updated YMCA, Turtle Rock offers both convenience and an unmatched lifestyle. You truly can have your cake and eat it too in this exceptional Florida retreat—the price is simply the icing on the cake. Make an appointment today before it’s too late!
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Our Executive Mortgage Banker:
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $351 | $351 | $351 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,425 | $2,633 | $3,531 |
| Total Monthly Payment | $2,868 | $3,076 | $3,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.