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Welcome to easy, carefree living in the Spruce Creek Active 55+ Community. This immaculate, light-filled 2-bedroom, 2-bath home showcases luxury vinyl plank flooring, stainless steel appliances, and freshly painted interiors for a crisp, inviting feel.
The comfortable layout features a spacious primary suite with a large walk-in closet and an en-suite bath with a tub/shower combination. A generously sized secondary bedroom offers easy access to the guest bath with a walk-in tile shower. Recent updates include a roof replaced in 2021 and an HVAC system upgraded in 2020.
Enjoy the Florida lifestyle with an enclosed lanai, covered front porch, ceiling fans throughout, and a garage with a durable epoxy-coated floor. A convenient parking pad provides easy turnaround and added ease when entering or exiting the property. Low HOA fees include trash service and security patrol, while community amenities offer a clubhouse, swimming pool, fitness center, library, billiards, and a full calendar of year-round social activities.
Conveniently located near shopping, dining, medical facilities, and major roadways. Move-in ready, well maintained, and affordably priced—schedule your showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$169,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,600 | $135,600 | $135,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $219 | $219 | $219 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $770 | $812 | $1,090 |
| Total Monthly Payment | $1,064 | $1,106 | $1,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.