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Elmsford, NY. GEM FOUND! END YOUR SEARCH HERE! Are you tired of looking at homes that haven’t been maintained to your standards? Are you hoping for one that’s been so well-cared for that you’ll have peace of mind for many years to come? STOP HERE as this could be the answer to your prayers! This 4-5 Bedroom, 2 full bath home boasts over $40, 000 in recent capital improvements including all new roof, 6” rear gutters, new ProVia entry door and aluminum storm doors (front and back), many new windows (incl the picture window) and freshly painted rooms. For greater peace of mind, there’s a new Rheem hot water heater w/12-year warranty, a young high-efficiency furnace (2017) equipped with dual electrostatic air filters and a professionally sealed/painted basement floor. You’ll love the functional layout of the Kitchen with generous cabinet space, tiled backsplash, dishwasher, refrigerator, new range and microwave. There are beautiful hardwood floors throughout the main floor and quality laminate flooring in the 2nd floor bedrooms. The layout of this home is so versatile that you can choose to use the rooms to fit your needs. The Primary BR can be on the main or upper level, and you’ll discover a Bonus Room on the lower level that can be a 5th/Guest Bedroom, Family Rm, Studio or Home Office with separate entrance! Many useful items will stay with the house and are provided in the documents of this listing, as are a list of all the improvements too numerous to mention. You can’t go wrong with this home and its convenient location nearby shopping, restaurants, schools, library, parks and within close proximity to major highways and train stations. The property is landscaped with many flowering plants, which will be a lovely surprise in warmer seasons, and the back yard is level and complete with a white picket fence! DON’T MISS!
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Our Executive Mortgage Banker:
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$712,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $569,600 | $569,600 | $569,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $1,130 | $1,130 | $1,130 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,411 | $4,542 |
| Total Monthly Payment | $4,456 | $4,633 | $5,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.