450 Pelham Road, #3B, New Rochelle, NY, 10805 | $419,999

Welcome to a thoughtfully renovated two-bedroom residence where Mediterranean charm meets classic sophistication. The entry foyer offers custom built-ins for generous storage and flows into an expansive living room showcasing rich hardwood floors, classic wainscoting, chair rail accents, and refined crown molding. The spacious layout is ideal for both comfortable everyday living and effortless entertaining. The thoughtfully designed kitchen provides ample cabinetry and workspace, while both bedrooms are generously sized and filled with natural light, offering peaceful retreats with excellent closet space. The renovated bathroom features tasteful finishes that complement the apartment’s refined aesthetic. Enhancing the appeal, the property offers a scenic waterfront setting with a common picnic area, ideal for relaxing and enjoying the coastal surroundings along the Long Island Sound. Conveniently located close to transportation, shopping, restaurants, and nearby beaches, this residence presents an exceptional opportunity for elegant coastal living with everyday convenience. One assigned parking space will be designated, either in the garage or in an outdoor space. Pets under 25 pounds are permitted. Please note that the maintenance does not reflect the New York State Star School Tax Exemption, which is approximately $146 per month. Additional Information: Amenities include: Storage, Laundry Room. Seller is willing to leave select personal property items, including dining room table, electric fireplace (2), wine bar, AC units as a courtesy.

Features

  • Parking: 1-car, Garage, Parking Lot
  • Heating: Oil
  • Cooling: Wall/Window Unit(s)
  • Levels: 3
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Basement
  • Year Built: 1949
  • Approx Sq. Feet: 1,100
  • Acreage: 0.6
  • Elem. School: Jefferson
  • Middle School: Isaac E Young Middle School
  • High School: New Rochelle High School
  • School District: New Rochelle
  • Pet Policy: Size Limit, Yes
  • Appliances: Convection Oven, Dishwasher, Microwave, Refrigerator
  • MLS#: 947991
  • Days on Market: 112 days
  • Website: https://www.raveis.com
    /prop/947991/450pelhamroad_newrochelle_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Home Sweet Home Realty & Devl.   Phone: 646-824-0177

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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450 Pelham Road, #3B, New Rochelle, NY, 10805

$419,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,999 $335,999 $335,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,934 $2,151 $2,790
Total Monthly Payment $2,009 $2,226 $2,865

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.