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Move-in-ready 3-bedroom, 2-bath split-bedroom layout in 55+ community of Palm Cay on a corner lot. Inside, vaulted ceilings and crown molding make the living and dining areas feel bright and relaxed. The kitchen has been thoughtfully updated with clean tile floors, stainless steel appliances, and a beautiful Samsung Bespoke 4-French door refrigerator with a unique “Morning Blue Glass” front finish that adds a little personality. The kitchen dining area opens out onto the enclosed lanai. The primary suite is a comfortable retreat with a large walk-in closet and an updated ensuite bath featuring a step-in shower and new glass doors. On the other side of the home, two additional bedrooms and a bath for flexibility—ideal for guests, hobbies, or a dedicated home office. Updates already done include a new roof (2022), updated electrical service (2022), and a newer A/C (2019). The oversized 2-car garage isn’t just for parking—it’s a great spot for projects, storage, and a workshop space. Outside, a large irrigated lawn offers plenty of space to relax or entertain. The monthly fee covers trash service, 24-hour manned gate, and community access. Optional RV/boat storage may be available for a reasonable fee. Convenient to I-75, the World Equestrian Center, shopping, dining, and medical facilities, with easy access to Gainesville and Orlando. If you’ve been looking for a home that feels comfortable, well-cared-for, and ready for your next chapter, this one is worth seeing in person. *One or more photos have been digitally enhanced for staging purposes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $217 | $217 | $217 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,128 | $1,173 | $1,534 |
| Total Monthly Payment | $1,420 | $1,465 | $1,826 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.