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Presented by
The Magyar Team |
*BUYER INCENTIVE available: Receive up to $4, 000 toward closing costs or a rate buy down when using the preferred lender. Welcome to this beautifully UPDATED 3-bedroom, 2-bathroom home nestled in the highly sought-after gated waterfront community of River Oaks in DeBary! Some NEW updates include beautiful shiplap accent wall, NEW lighting in all bathrooms, kitchen, primary bedroom and guest bedroom. Immaculately maintained and thoughtfully upgraded, this single-story home offers both comfort and style with modern finishes and timeless charm. Step inside to find vaulted ceilings and a spacious open layout with luxury vinyl plank flooring in the main living areas and plantation shutters throughout. The expansive living and dining area is perfect for entertaining, while the eat-in kitchen impresses with NEW granite countertops, tile flooring, a brand NEW microwave, NEW sink, NEW stainless steel refrigerator, NEW faucet, and pantry—all with sliding doors that lead out to a screened-in back porch for seamless indoor-outdoor living. The primary suite is oversized and filled with natural light, featuring high ceilings, a large walk-in closet, and a fully RENOVATED en-suite bathroom with new custom cabinets, dual sinks, granite countertops, tile flooring, new faucets, a jacuzzi tub, and separate shower. Both guest bedrooms are generously sized, one with its own walk-in closet, and share a fully UPDATED guest bath with a NEW custom vanity, NEW granite countertops, NEW faucets and NEW toilet. Additional highlights include a Generac generator (natural gas-powered), instant water heater, termite bond, oversized garage, and an inside laundry room with extra storage cabinetry. The roof is 6 years old and has a 5 year extended warranty, and the AC is maintained and functioning well. Enjoy low-maintenance living with lawn care included in the HOA fees. River Oaks offers fantastic amenities including a gated entrance, community pool & spa, clubhouse, river-view deck, playground, and marina access. Surrounded by scenic oak trees and Spanish moss, the community sits on the banks of the DeBary Bayou and is conveniently located near Gemini Springs Park and I-4 for easy commuting. This move-in-ready gem won't last—schedule your private tour today! Property may be under audio/video surveillance.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$419,999
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.912.7800
TheMagyarTeam@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,999 | $335,999 | $335,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $93 | $93 | $93 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,908 | $2,012 | $2,701 |
| Total Monthly Payment | $2,076 | $2,180 | $2,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.