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1135 103 St, #403, Bay Harbor Islands, FL, 33154 | $4,295,000
Onda is Bay Harbor Islands’ newest architectural landmark, completed in 2024. This expansive 3-bedroom + Den, 4. 5-bathroom condo offers 3, 075 square feet of refined interior living space, thoughtfully designed to capture the serenity and beauty of its surroundings while delivering a truly elevated lifestyle. East and west-facing balconies showcase direct-water views, allowing you to enjoy glowing sunrises in the morning and tranquil sunsets in the evening. Floor-to-ceiling glass fills the residence with natural light and creates a seamless indoor-outdoor flow, ideal for both everyday living and entertaining. The Snaidero-designed kitchen blends Italian craftsmanship with modern functionality, featuring sleek custom cabinetry and a full suite of Miele appliances. Open living and dining areas are complemented by clean architectural lines and sophisticated finishes throughout. Each bedroom offers generous proportions and en-suite bathrooms with spa-inspired details, while the additional powder room provides convenience for guests. Located in the heart of Bay Harbor Islands, Onda offers a boutique island lifestyle defined by walkability, waterfront beauty and a sense of privacy. Just moments from Bal Harbour Shops, pristine beaches, fine dining and top schools, this residence delivers the perfect balance of tranquility and connectivity. A rare opportunity to own a modern waterfront home in one of Miami’s most desirable island communities.
Features
- Heating: Central,Electric
- Cooling: Central Air,Electric
- Levels: 8
- Amenities: Boat Dock,Business Center,Fitness Center,Other,Pool,Sauna,Spa/Hot Tub,Elevator(s)
- Bedrooms: 3
- Baths: 4 full / 1 half
- Complex: Bay Harbor Islands
- Year Built: 2024
- Common Charge: $7,627 Monthly
- Approx Sq. Feet: 3,075
- Est. Taxes: $50,194
- View: Bay,Intercoastal,Water
- Water Front: Yes
- Elem. School: Bay Harbor
- Middle School: Nautilus
- High School: Miami Beach
- Pets Allowed: Yes
- Pet Policy: Conditional,Yes
- Appliances: Built-In Oven,Dryer,Dishwasher,Electric Range,Microwave,Other,Refrigerator,Washer
- MLS#: A11929477
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/A11929477/1135103st_bayharborislands_fl?source=qrflyer
Listing courtesy of DOUGLAS ELLIMAN Phone: 305-695-6070
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1135 103 St, #403, Bay Harbor Islands, FL, 33154
$4,295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $3,436,000 | $3,436,000 | $3,436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.229% | 6.007% | 5.952% |
| Monthly Tax Payment | $4,183 | $4,183 | $4,183 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $19,509 | $20,325 | $28,533 |
| Total Monthly Payment | $23,817 | $24,633 | $32,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388