3354 DOVER DRIVE, Punta Gorda, FL, 33983 | $549,000

Welcome to your Florida dream home in desirable Harbor Heights, where boating, fishing, and waterfront living come together effortlessly. This beautifully remodeled 2-bedroom, 2-bath residence is perfectly situated on a saltwater canal with no bridges and quick Gulf access, allowing you to jump on your boat and be out to the Peace River and the Charlotte Harbor In in just minutes.

Designed for both comfort and entertaining, the home features an open and split floor plan with stunning water views from the main living areas. The gourmet kitchen overlooks the pool and canal and offers granite countertops, updated cabinetry, and a layout ideal for everyday living or hosting guests. The spacious living room is enhanced by a custom electric fireplace, creating a warm and inviting atmosphere.

Step outside to a large screened lanai that showcases tranquil canal views, perfect for relaxing after a day on the water. The heated pool invites year-round enjoyment, while the covered boat lift with electric makes boating simple and convenient. Cast a line from your own backyard or enjoy the peaceful waterfront setting—this is true Florida living with views of Peace River from Backyard.

The primary suite is generously sized with tile flooring, a walk-in closet, and a well-appointed en-suite bath featuring dual sinks, a walk-in shower, and abundant storage. The second bathroom doubles as a pool bath and includes a jetted tub with shower, ideal for guests or post-pool convenience.

This property has been meticulously maintained and upgraded throughout, offering peace of mind and pride of ownership. Located in a no HOA community, you’ll enjoy flexibility and freedom with quick access to boating, fishing, and the open waters of Charlotte Harbor. Flood insurance is currently approximately $2, 400 and assumable, adding additional value.

Whether you’re seeking a full-time residence, winter retreat, or waterfront getaway, this exceptional Harbor Heights home delivers lifestyle, location, and lasting value—all in one remarkable package.

Features

  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside
  • Year Built: 1988
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,619
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $5,447
  • Lot Desc: FloodZone, In County, Landscaped
  • View: Pool, Water
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Deck, Fiberglass, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7519488
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/C7519488/3354doverdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 10:37:53 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3354 DOVER DRIVE, Punta Gorda, FL, 33983

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $454 $454 $454
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,459 $2,630 $3,531
Total Monthly Payment $3,005 $3,176 $4,077

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.