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Under contract-accepting backup offers. Affordable living in the deed-restricted Ponderosa Park, a 55+ community known for its active social calendar and low annual dues.
This 2-bedroom, 2-bath manufactured home offers a practical layout well suited for everyday living. The home includes a large enclosed sunroom with a built-in wall A/C unit, providing flexible space that can be used as a sitting area, hobby room, or additional living area.
Outside, there is a fenced area suitable for a small furry companion, along with covered parking and a circular drive for added convenience.
A key highlight of this home is the active 55+ lifestyle offered within Ponderosa Park. With annual HOA dues of just $250, residents enjoy access to a community pool, recreation center, and maintained common areas. For those seeking connection, the community hosts a full calendar of social events and activities, including fish fries, pancake breakfasts, ice cream socials, holiday dinners, and live entertainment. Resident volunteers play an important role in supporting these activities, creating a welcoming and engaged community environment.
Conveniently located less than one mile east of US-19 in Hudson, the community provides easy access to shopping, dining, medical facilities, and local amenities.
An excellent opportunity to enjoy low-cost living in a socially active 55+ community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $148 | $148 | $148 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $668 | $743 | $963 |
| Total Monthly Payment | $891 | $966 | $1,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.