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6 Island View Drive, Warwick, RI, 02886 | $575,000
Don't miss this move-in ready, conveniently located Cowesett home with an in-law. The main living area offers 3 bedrooms and 2 baths, with a bright and airy living / dining area and eat-in kitchen. The dining area opens to a huge deck with steps to the yard. The primary bedroom also has its own private deck where you can enjoy your morning coffee or your evening wind-down time (or both!). The first floor in-law offers one bedroom and one bath, along with a fully renovated kitchen, and ample living and dining space. The first floor also has a "bonus room" that would be perfect for a home-based business, storage or simply extra living space. With the first level built at ground level, all of the living space in this special home is flooded with natural light. The current owners updated the heating system, and added a brand new tankless hot water heater and ductless air-conditioning on the main level within the last 2 years. The current owners also installed solar, which generates enough electricity to give them a refund directly from RI Energy each year. This home is just 5 minutes from East Greenwich's historic and bustling Main Street, 20 minutes from Providence, 30 minutes to URI and all South County destinations, 20 minutes to Quonset, one hour to Boston, 2 hours to New York, close to too many restaurants to name, highways, schools, shopping. . . everything you need! Don't wait!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Raised Ranch,Split Level
- Year Built: 1988
- Garage: No Garage
- Heating: Baseboard,Ductless,Gas,Hot Water,Solar
- Cooling: Central Air
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 2,569
- Acreage: 0.36
- Est. Taxes: $6,197
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1402440
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6 Island View Drive, Warwick, RI, 02886
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $516 | $516 | $516 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,758 | $2,870 | $3,789 |
| Total Monthly Payment | $3,366 | $3,478 | $4,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB