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Welcome to an extremely rare opportunity to own a true waterfront gem in the sought-after Windjammer Point community of Punta Gorda Isles. Perfectly positioned directly across from St. Andrews Golf Course and overlooking a sailboat-depth canal with immediate access to Charlotte Harbor and the Gulf of Mexico, this third-floor condo delivers the Florida boating and golf lifestyle in one of PGI’s most desirable settings.
This two-bedroom, two-bath residence is move-in ready and thoughtfully updated, featuring refreshed kitchens and baths, newer appliances, a new A/C system, new water heater, and a new refrigerator. The open living and dining area flows effortlessly into the kitchen, complete with a pass-through to the Florida room—ideal for entertaining or relaxing with water views. The split-bedroom floor plan offers excellent privacy for owners and guests alike.
One of the highlights of this home is the enclosed, transformable Florida room on the third floor, where you can enjoy panoramic canal views, watch boaters come and go, spot local wildlife, and take in stunning sunrises and sunsets—all with a clear view of the community pool below. Elevator access is conveniently located directly outside your front door, making everyday living and unloading groceries effortless.
For boating enthusiasts, the concrete dock includes water and electric service along with a 14, 000-lb boat lift, providing true sailboat access and quick passage to open water. Assigned covered parking and nearby guest parking add everyday convenience.
Located in Building 5, just steps from the heated year-round community pool, this unit enjoys one of the most desirable positions in the complex. Whether you’re looking for a full-time residence, winter retreat, or waterfront investment, this condo offers an exceptional blend of location, views, boating access, and value.
Don’t miss the chance to own a piece of paradise at 3640 Bal Harbor Blvd #533.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $417 | $417 | $417 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,544 | $1,630 | $2,186 |
| Total Monthly Payment | $2,036 | $2,122 | $2,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.