Bring your vision and make this 2. 52 acre property in Berkeley County shine! This 1, 428 SF single-family home is in need of renovation, but offers incredible opportunity for the new owner. Whether you're looking for a country retreat, an investment opportunity, or a property to design from the ground up, this is a blank canvas ready for transformation. Nestled in Saint Stephen, a small town in northern Berkeley County known for its rural charm and community pride. Close to Lake Moultrie and Francis Marion National Forest, ideal for boating, fishing, hiking, and hunting. Roughly 20 minutes to Moncks Corner, the Berkeley County seat, offering shopping, dining, and medical care. Easy access to Highway 52, making Summerville, Goose Creek, and Charleston commutable while still enjoying a quiet lifestyle. Opportunities like this don't come often a large lot, country setting, and a structure already in place to bring your vision to life. With its size, location, and land, this property is ready to be turned into your next home, a weekend retreat, or an investment in growing Berkeley County!
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Our Executive Mortgage Banker:
$154,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $123,920 | $123,920 | $123,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $713 | $742 | $988 |
| Total Monthly Payment | $788 | $817 | $1,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.