123 Newport DR, Naples, FL, 34114 | $1,575,000

Experience exceptional waterfront living in this beautifully renovated Gulf-access home, ideally suited for boaters, anglers, and those seeking a friendly coastal lifestyle. Offering quick, direct Gulf access with no bridges, premium dockage, outstanding fishing, and rare owner financing (20% down, 4% interest, 25-year term), this property blends luxury, lifestyle, and flexibility. Set on a lushly landscaped corner lot with southeast exposure and added privacy, the home features extensive recent upgrades. Boating amenities include a composite dock with a 16, 500-lb covered boat lift (2024), new lift canopy (2025), and fast access to open water. Major improvements include a new tile roof (2025), impact windows and doors, electric storm shutters, dual Lennox HVAC systems (2024), mini-split garage HVAC, 25kW Generac whole-house generator with buried propane tank, Halo X whole-home water filtration, monitored security system, irrigation, epoxy garage floors with custom cabinetry, and a palm-lined driveway. Inside, the reimagined residence offers 4 bedrooms and 2. 5 baths with seamless indoor-outdoor flow. Soaring 14-foot ceilings, abundant natural light, porcelain tile flooring, plantation shutters, and a dramatic 40-foot birch beam ceiling create striking architectural character. The chef’s kitchen is the centerpiece, featuring quartzite counters, a large granite island with seating, pot filler, under-cabinet lighting, and premium appliances: five-burner gas cooktop, double convection ovens, Fisher & Paykel drawer dishwasher, GE built-in refrigerator/freezer, Sharp drawer microwave, beverage fridge, and stainless hood. An apron-front hammered sink, electric fireplace, wall-mounted TV, and cozy window seating complete the space. The primary suite offers a custom walk-in closet and spa-style bath with zero-entry shower, natural stone and porcelain finishes, dual shower heads, body jets, frameless glass, quartz vanity, heated mirror, and private water closet. Three guest bedrooms and updated baths provide comfort for family and visitors. Outdoor living shines with a screened pool and spa, stone pavers, spa spillover, water feature, and serene water views. The fully equipped outdoor kitchen includes a Bull grill, rotisserie, cooktop, and refrigerator—ideal for entertaining and enjoying the Southwest Florida waterfront lifestyle.

Features

  • Amenities: Bike And Jog Path,Community Boat Ramp,Community Gulf Boat Access,Marina,Streetlight
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: 1 Story/Ranch
  • Development: PORT OF THE ISLANDS
  • Year Built: 1990
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,623
  • Acreage: 0.3
  • Est. Taxes: $15,521
  • Lot Desc: Oversize
  • View: Canal
  • Community Type: No Subdivision
  • Water Front: Yes
  • Boat Access: Boat Canopy/Cover,Boat Dock Private,Boat Lift,Elec Avail at dock,Water Avail at Dock
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226000181
  • Website: https://www.raveis.com
    /eprop/226000181/123newportdr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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123 Newport DR, Naples, FL, 34114

$1,575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,260,000 $1,260,000 $1,260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,293 $1,293 $1,293
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,554 $7,758 $10,633
Total Monthly Payment $8,972 $9,176 $12,051

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.