100 NAVIGATION CIRCLE, #NA, Osprey, FL, 34229 | $305,000

Welcome to Bay Street Village in Osprey, where maintenance-free Florida living awaits in this gorgeous gated
community. This immaculate end-unit condo features 2 bedrooms, 2 bathrooms, and a 1-car garage. The garage
is located beneath the unit and offers a private interior stairway leading to your second-floor residence.
Enjoy an open-concept living and dining area perfect for entertaining that flows seamlessly into the beautiful kitchen, complete with a
walk-in pantry, stainless steel appliances, and ample seating around a center island.
The peaceful primary suite offers a walk-in closet and an ensuite bathroom with dual sinks, a makeup vanity,
and a walk-in shower.
Bay Street Village provides resort-style amenities, including a sparkling pool and a fitness center, along with
plenty of guest parking. The community is dog-friendly, with a fantastic dog park just a short walk outside the
gate. Outdoor enthusiasts will appreciate the easy access to the Legacy Trail right on Bay Street.
Pine View School for the Gifted (grades 2-12) is conveniently located on the next street. Ideally situated, Osprey
is just south of Sarasota and offers easy access to Nokomis Beach and the world-famous Siesta Key Beach.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet, Same Floor As Condo Unit
  • Complex: BAY STREET VILLAGES
  • Year Built: 2018
  • Approx Sq. Feet: 1,135
  • Est. Taxes: $3,542
  • Condo Fee: $475 Monthly
  • Elem. School: Laurel Nokomis Elementary
  • Middle School: Sarasota Middle
  • High School: Venice Senior High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4676420
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/A4676420/100navigationcircle_osprey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/17/2026 7:35:06 PM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-966-8000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

100 NAVIGATION CIRCLE, #NA, Osprey, FL, 34229

$305,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $244,000 $244,000 $244,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $295 $295 $295
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,385 $1,461 $1,961
Total Monthly Payment $1,755 $1,831 $2,331

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.