22 POINCIANA COVE Road, Saint Augustine, FL, 32084 | $699,000

Choose your design! One and 2-story plans STARTING AT $699, 000. New modern construction by the local builder Colour Homes with amazing water views just minutes from downtown St. Augustine. . Enjoy sunrise views and high tide boating access from this soon to be built home located in Fort Moosa Gardens, adjacent to Fort Mose State Historic Park. As with all Colour Homes, building features include 2x6 exterior stud walls, a metal roof and durable cementitious exterior siding and spray foam insulation. Design features include the signature oversized casement windows, covered balconies and patios, high ceilings, smooth walls and ceilings, quartz countertops, wood soft close cabinetry and durable LVP flooring. Ask about other design and floor plan options that may be available. Buyer can select from available finish options and upgrades and may make minor modifications to the house plan. This property and home can be purchased with either a construction to perm loan or cash. Please call the listing agent for more information regarding financing options. Home images are digital renderings.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,640
  • Acreage: 0.35
  • Est. Taxes: $2,512
  • HOA Fee: $50 Monthly
  • Water Front: Yes
  • Appliances: Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2107762
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /prop/2107762/22poincianacoveroad_saintaugustine_fl?source=qrflyer
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Listing courtesy of BRADFORD REAL ESTATE NETWORK LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

22 POINCIANA COVE Road, Saint Augustine, FL, 32084

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.168% 5.561%
Monthly Tax Payment $209 $209 $209
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,219 $3,349 $4,495
Total Monthly Payment $3,520 $3,650 $4,796

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.