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Expansive Clermont Chain of Lakes Lifestyle
Welcome to 12120 Elbert Street, a 4, 437 SqFt (Property total footprint) DIRECT Clermont Chain Of Lakes, Lake Minnehaha residence. NO STREET in between home and Lake.
This property offers a rare opportunity to live on one of Florida’s most celebrated waterways—the Clermont Chain of Lakes. Composed of 13 interconnected, navigable lakes, this extraordinary aquatic playground invites endless days of aquatic activity from Championship fishing, rowing, swimming, kayaking, paddle boarding, to sunrise and sunset enjoyment. From your own backyard you can explore miles of waterways, discover hidden coves, and enjoy direct access to waterfront dining and lively seasonal events.
Tucked lakeside, down a quiet shade lined cul-de-sac, your private retreat captures unforgettable sunrise views and the peaceful rhythm of waterfront living. Inside, expansive gathering areas flow to a Tennessee flagstone lined pool and spa overlooking Lake Minnehaha, while telescoping sliding doors frame the ever-changing scenery. Whether enjoying a leisurely morning cup of coffee, an afternoon of boating or hosting friends for an evening on the patio, every moment here celebrates a lifestyle defined by tranquility, recreation, and natural beauty.
Clermont itself is a destination of natural beauty and vibrant energy. Known for its rolling hills and elevated vistas, the area provides a striking backdrop rarely found in Florida. Clermont’s picturesque community features a thriving Historic District, scenic parks, and trails that draw visitors year-round. Beyond its unique landscape, Clermont has earned an international reputation as a world-class training center for elite athletes, including triathletes and Olympic competitors, who come to take advantage of the area’s terrain, pristine lakes, and temperate climate.
Discover why Clermont is treasured by locals and admired by visitors worldwide—an unparalleled combination of small-town charm, outdoor adventure, and breathtaking lakefront living awaits at 12120 Elbert Street.
Home Warranty Provided by Seller at Time of closing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 5.585% | 5.806% |
| Monthly Tax Payment | $603 | $603 | $603 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,249 | $6,513 | $9,193 |
| Total Monthly Payment | $6,977 | $7,241 | $9,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.