655 SOUTHLAKE DRIVE, Ormond Beach, FL, 32174 | $695,000

This meticulously maintained Juliette floor plan offers refined Florida living with a private courtyard entry and tranquil lakefront setting in the sought-after gated community of Plantation Bay Golf & Country Club. Owned by the original, part-time owner, this 3-bedroom plus flex room home is filled with natural light and thoughtfully upgraded throughout. The welcoming entry showcases high ceilings and crown molding, and flows seamlessly into the main living area where expansive lake views take center stage. The family room features tile plank flooring, a custom built-in entertainment center, surround sound, electric blinds, and triple sliders opening to the extended lanai. The light and bright kitchen is appointed with 42'' white all-wood cabinetry with soft-close dovetail drawers, tile backsplash, built-in stainless steel GE appliances, a separate cooktop range, breakfast bar/island, walk-in pantry, and elegant crown molding. The adjoining dining room enjoys panoramic (CONTINUED) lake views, custom drapery, crown molding, and continuous tile plank flooring. The primary suite offers peaceful lake and fountain views, crown molding, custom window treatments, and a Closets by Design walk-in closet with custom built-ins. The spa-inspired bath features dual sinks on quartz vanity, a large walk-in tile shower, Kohler soaking tub, and separate water closet. Bedroom two is located at the front of the home and features plantation shutters, abundant natural light, and a Minka Aire ceiling fan. Bedroom three also includes a Minka Aire fan. Bathroom two is finished with a white quartz vanity and tile walk-in shower. A versatile flex room with pocket door, plantation shutters, surround sound, and tile plank flooring is currently used as an office. Additional highlights include a laundry room with sink, massive three-car garage with epoxy floors, whole-house water filtration system, hybrid water heater, Ecobee smart thermostat, interior and exterior camera security system, and tile plank flooring throughout the home except bedrooms. Outdoor living shines on the extended travertine-paver lanai, pre-plumbed for an outdoor kitchen, offering breathtaking grand lake and fountain views, refreshing breezes, and a backyard large enough for a pool. The property is enhanced by paver driveway and walkways, a personal flagpole, upgraded rock landscaped beds, additional lush tropical plantings, and an irrigation system. Residents of Plantation Bay enjoy an optional membership lifestyle featuring 45 holes of championship golf course, clubhouse dining with new 30 million dollar Founders Clubhouse, resort-style pools, 9 pickleball courts and 10 tennis courts, a fitness and spa center, walking trails, and year-round social events, all within a secure, guard-gated community ideally located near beaches, shopping, dining, and I-95. Buyers of this home to receive a substantial discount on initiation fee at the club. Ask listing agent for details. Details for effortless living and entertaining, this exceptional lakefront home delivers comfort, quality, and resort style living at its finest.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Security, Tennis Court(s), Trail(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2017
  • Garage: 3-car Common, Driveway, Golf Cart Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,987
  • Acreage: 0.25
  • Est. Taxes: $8,456
  • HOA Fee: $280 Quarterly
  • Lot Desc: Irregular Lot, Landscaped, Near Golf Course, Private, Sidewalk
  • View: Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
  • MLS#: FC314916
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/FC314916/655southlakedrive_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2026 11:47:08 AM)
Listing courtesy of VENTURE DEVELOPMENT REALTY, INC   Phone: 386-366-0091

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NMLS Mortgage Loan Originator ID 16953

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655 SOUTHLAKE DRIVE, Ormond Beach, FL, 32174

$695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,000 $556,000 $556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $705 $705 $705
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,157 $3,330 $4,470
Total Monthly Payment $3,954 $4,127 $5,267

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.