22121 Natures Cove CT, Estero, FL, 33928 | $1,729,000

Bring your clubs and skip the waiting list — this spectacular Riviera floorplan home in Nature’s Cove at prestigious West Bay Club comes with an immediately transferable golf membership. Enter through striking 14 foot Cantera style doors into a bright, open concept living area framed by soaring ceilings and neutral, sophisticated finishes. The home features three bedrooms, three full baths, spacious 2 car garage, a dedicated den, and an additional bonus room that’s perfect for a home office, media room or play space. Rich luxury vinyl plank (LVP) flooring flows throughout the main living areas while custom European style cabinetry and quartz countertops elevate the kitchen. High end stainless steel appliances and a natural gas cooktop make this kitchen as functional as it is stylish. Crown molding, upscale lighting and designer fans complete the refined interior look. The fully reimagined master bath boasts modern custom cabinetry, dual sinks, quartz counters, premium fixtures, a large freestanding soaking tub and a seamless glass enclosed shower. Thoughtful touches throughout the home combine elegance with everyday comfort. Outside, enjoy preserve and golf course views from the screened lanai with pool and spa plus generous lounging and dining space — ideal for year round Florida living. West Bay Club, a gated community, features a newly built private Beach Club with restaurant/bar on the Gulf of Mexico, the renovated Bay House with resort-style pool, Aqua Cafe restaurant, fitness center, yoga/pilates rooms, two dog parks, bocce courts, boat launch with access to Estero Bay and the Gulf, boat storage, basketball, 6 pickleball courts, 8 clay court tennis facility, and a private golf club with an 18-hole Pete & PB Dye designed course. Ideally located west of 41, close to world-class shopping, dining, Hertz Arena, FGCU, and just 15 minutes from RSW airport, this home is a true haven for both relaxation and adventure. Whether as a primary residence or second home, this property offers an unparalleled opportunity to enjoy the best of Southwest Florida living.

Features

  • Amenities: Basketball,BBQ - Picnic,Beach - Private,Beach Club Included,Bike And Jog Path,Billiards,Boat Storage,Bocce Court,Clubhouse,Community Boat Ramp,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Dog Park,Exercise Room,Fishing Pier,Fitness Center Attended,Golf Course,Internet Access,Pickleball,Private Membership,Putting Green,Restaurant,Sidewalk,Streetlight,Tennis Court
  • Bedrooms: 4
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: WEST BAY CLUB
  • Year Built: 2005
  • Garage: 2.00 Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,972
  • Acreage: 0.23
  • Est. Taxes: $8,683
  • Master HOA Fee: $2,595
  • Lot Desc: Regular
  • View: Landscaped Area,Preserve
  • Community Type: Boating,Gated,Golf Course,Tennis
  • Boat Access: Boat Ramp
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 225083958
  • Website: https://www.raveis.com
    /eprop/225083958/22121naturescovect_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of West Bay Realty LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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22121 Natures Cove CT, Estero, FL, 33928

$1,729,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,383,200 $1,383,200 $1,383,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.110% 5.972%
Monthly Tax Payment $724 $724 $724
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,854 $8,293 $11,486
Total Monthly Payment $8,703 $9,142 $12,335

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.