2174 BAYOU ROAD, Punta Gorda, FL, 33950 | $749,000

360 TOUR: Turnkey, furnished Sailboat-access, 5 minutes to open water, Waterfront home with in-ground pool!

Well maintained and updated 3BD/3BA/2CG higher-elevation 9'. 9" home with 90 feet of deep-water canal frontage that offers a five-minute, unobstructed water access to Charlotte Harbor; free of bridges all the way to the Gulf for any size boat!

Open split bedroom floor plan with beamed cathedral ceilings in great room, dining, and kitchen areas. Other rooms have custom crown molding at the ceiling. Kitchen features updated appliances, modern backsplash and granite counters, plus abundant cabinetry including a full wall of pantry cupboards.

Florida style tile throughout the main living area, carpet in two guest rooms, guest bath features a jetted tub, updated fixtures, vanity and granite counters. The 3rd full bath is adjacent to the pool. Private, Primary bed and bath features lanai access, a custom walk-in closet, and a spa-like large bath with dual granite vanities. The entire Primary en-suite was completely renovated in 2022.

Laundry room features w/d, work sink, cabinets, closet plus granite counters. Updated Plantation Shutters (2020), ceiling fans and light fixtures throughout the house.

Garage has epoxy floors (2021), A/C (2023), workbench, cabinets, and some tools. Outdoor living spaces include a heated in-pool seating, in-ground pool (heater 2023 and new pump 2024), surrounded by no-see-um screening lanai, with an eating area and easy access to the pool bath, which includes a full-sized shower. Lush tropical landscaping is maintained effortlessly with a (2023) Rain Bird irrigation system.
Boater features: both 50 amp and 110 power, plus city water on a 7’x24’ concrete dock, completely re-engineered in 2017-2018, along with the 90 feet of concrete seawall. There are 6 pilings and a Slidemoor docking system that can secure up to a 38-ton boat.
Major improvements include: metal ROOF (2022), soffits and gutters (2022), impact resistant to 160mph WINDOWS (2020) through-out, a motorized Kevlar StormSmart screen (2020) that protects lanai adjacent to house and all three sliding doors, plus a new A/C (2023) unit on west side of house.

Close to Fisherman’s Village, Isles Yacht Club, Golf, waterfront dining, Sunseeker resort, parks (including dog parks), piers and historic downtown Punta Gorda. Ideal for year-round living, seasonal stays, or immediate boating and fishing enjoyment in a quiet neighborhood!
Home Info Sheet & Updates/Improvement Sheet ATTACHED.

Features

  • Amenities: Clubhouse
  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 99 x 95 x 90 x 120
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1985
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air, Humidity Control, Zoned
  • Approx Sq. Feet: 2,217
  • Acreage: 0.23
  • Lot Size: 99 x 95 x 90 x 120
  • Est. Taxes: $7,998
  • HOA Fee: $65 Annually
  • Lot Desc: Cul-De-Sac, FloodZone, City Lot, Landscaped, Near Golf Course, Near Marina
  • View: Pool, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: C7519211
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/C7519211/2174bayouroad_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/9/2026 11:17:08 PM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-575-2502

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2174 BAYOU ROAD, Punta Gorda, FL, 33950

$749,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,200 $599,200 $599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $667 $667 $667
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,402 $3,589 $4,778
Total Monthly Payment $4,160 $4,347 $5,536

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.