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Turn key- Starter or Small Family home. Secluded/Private Townhouse situated along Jackson St (away from parking). Sugar Mill Historic Gardens back to Jackson-no housing across street. Only 2. 8 miles to beach! Old, majestic oaks offer shade relief on hot Florida days. Saves electricity. Fenced patio & garden. Fireplace for Winter days. Large eat-in kitchen with ceramic cooktop. Newer items include Microwave/Dishwasher/Garbage Disposal/Water Heater/outdoor A/C/ Faucets/Sinks/1/2 bath vanity/1st Floor flooring/Stairway carpet. Sliding glass Pella doors with sliding screens in both LR & Kitchen allow easy access to patio. Deep closet off kitchen with hooks for jackets, ample room for brooms, vac/storage. Upstairs offers 2 bedrooms with shared balcony. Over-sized Master BR with 2 large closets. Full bath attached to Master yet accessible thru hall for 2nd BR. Hall linen closet. Large storage closet & attic at top of stairs. Conveniently close to beach, restaurants, stores, gas stations, both interstates -I-95 & I-4 for easy access to FL attractions & areas of interest. Within 1. 5 hours (St Augustine, Jacksonville, Orlando, Ocala & West Coast of FL I-75). Just unpack & enjoy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$196,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $156,800 | $156,800 | $156,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $264 | $264 | $264 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $928 | $978 | $1,281 |
| Total Monthly Payment | $1,267 | $1,317 | $1,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.