10 E Main Street, Pawling, NY, 12564 | $79,000

Charming Artisan Bakery & Cafe; with Multi-Level Seating and Local Market Niche Nestled in a vibrant community setting, this distinctive business blends the heartwarming charm of a traditional bakery with the appeal of a modern cafe; and specialty food market. The core of the operation is its artisan bakery, renowned for freshly baked breads, muffins, cookies, and a rotating selection of seasonal delights, all crafted with care using premium ingredients. Complementing its baked goods, the cafe; menu includes fresh salads, veggie burgers, organic granola, smoothies, and a curated selection of organic and health-conscious meals. A full beverage program features locally roasted coffees and teas (hot and cold), refreshing smoothies, and a selection of beer and wine, making it a welcoming destination from morning through evening. The space includes multiple inviting seating areas: a cozy upstairs lounge, a balcony with a view, and a private patio out back—ideal for relaxed dining or community gatherings. The walls feature rotating displays of local artwork, enhancing the warm and creative ambiance. A specialty retail nook offers locally produced goods including honey, maple syrup, handmade soaps, and craft coffees, as well as curated literature, creating a unique “market within a cafe;” experience that supports local artisans and appeals to ethically minded consumers. Operational highlights include a walk-in cooler, a large-scale bakery prep area on the lower level, and a high-end, commercial-grade bread oven designed for serious volume and quality. The facility also features display coolers stocked with fresh salads, grab-and-go items, and beverages for customers on the move. This business is not just a cafe;. . . it’s a local institution, combining culinary excellence with community spirit and creative flair. Ideal for an operator seeking a turnkey opportunity with strong branding, loyal customer base, and room for growth. Owner financing available!

Features

  • Property Type: Business Opportunity
  • Construction: Brick
  • Parking: On Street
  • Levels: 3
  • Units: 1
  • Acreage: 0.02
  • Est. Taxes: $9,415
  • MLS#: 865930
  • Days on Market: 225 days
  • Website: https://www.raveis.com
    /prop/865930/10emainstreet_pawling_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of McGrath Premier Real Estate   Phone: 914-666-7792

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10 E Main Street, Pawling, NY, 12564

$79,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $63,200 $63,200 $63,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.280% 5.628%
Monthly Tax Payment $785 $785 $785
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $364 $384 $512
Total Monthly Payment $1,224 $1,244 $1,372

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.