Amazing opportunity to have a Williamsburg at Botany Woods full brick condo and low maintenance living! Unit 2 is a charming, 3-bedroom, 1. 5 bath condo. The Williamsburg HOA offers many amenities for residents including water and sewer utility bills. The HOA also includes structural maintenance/replacement of the roof, deck, and painting. The HOA fee also includes exterior maintenance of the grounds, landscaping, and both exterior pest control and termite bond with Compass Pest Management. The HOA fee covers the master insurance, giving you a much lower premium for your home insurance. With extensive interior renovations by the seller, you will enjoy this easy living, maintenance-free home! The seller has owned the home for 20 years and has taken meticulous care of the home by managing improvements and maintaining all of the mechanicals. You won’t believe the price when you run the comps! The seller is motivated and has priced to sell! This home has all-new professional interior paint using SW, Sherwin-Williams Agreeable Gray, 2022. Seller added crown molding. The beautiful hardwood oak floors are both downstairs and upstairs and have been professionally refinished. There is a built-in bookcase in the upstairs hallway. Seller has replaced all light fixtures. The windows have been replaced and are new from Taylor’s windows. The seller has also replaced the water heater, which is housed in the outside shed. This home has a generous, oversized kitchen. The kitchen cabinets have been professionally painted, and new hardware has been installed. The kitchen appliances include a stainless steel Whirlpool microwave, a GE convection oven smooth cooktop, dishwasher is Bosch dishwasher. Appliances purchased, 2024. The kitchen has laminate flooring that blends well with the hardwoods. The closet organizer was installed in the master bedroom closet. Upstairs bath with a new floor, walk-in shower, beautiful glass, slider doors, white vanity, quartz countertops. All interior doors were replaced with paneled doors. The doors have brushed nickel hardware, hinges, and knobs. This home has so much storage! New attic stairs and attic are decked for storage. On the main floor is a generous half bath that has been renovated. The half bath is the combined space with the laundry and has a stackable washer and dryer, and cabinetry for storage. Ceiling fans have been installed in the bedrooms. A special feature that sets this unit apart in the neighborhood is its level parking. There are no outside steps to the front door. The back Patio feels like a courtyard that overlooks a private green space. The property has exterior storage space. A vapor barrier has been installed. Lennox AC. Ductwork replaced. HVAC dual system with thermostat up and down. When the lower level is satisfied, the upper unit kicks in. The front door has been replaced with a beautiful door with leaded glass. The back door is new and has the feature of a screen between the glass. The seller has also added outdoor lighting. HOA has recently pressure-washed washed exterior. Units cannot be leased until owned for two years per HOA restrictions. The front yard space landscaping was designed by a master gardener. Having a superb location near Haywood Road and 385 or Pleasantburg Drive and 385, you are near any amenity needed in minutes. This offers a truly unique and enchanting living experience for those who appreciate a home with beauty, convenience, and serenity.
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|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $170,400 | $170,400 | $170,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.396% |
| Monthly Tax Payment | $55 | $55 | $55 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $941 | $1,021 | $1,359 |
| Total Monthly Payment | $1,071 | $1,151 | $1,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.