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Finance fell through and back to market, house is just inspected in Feb 2026 with No problems at all! DIRECT GULF ACCESS IN ITS BACKYARD DOCK DON'T NEED BOAT LIFT TO TRANSFER TO OR LOW BRIDGE TO SALTWATER CANAL. ABSOLUTELY GORGEOUS, METICULOUSLY AND TASTEFULLY UPDATED, PACKED WITH LUXURIES, A WATERFRONT POOL HOUSE WITH MOST ROOMS ON THE 2ND FLOOR THAT HAVE NEVER BEEN TOUCHED BY FLOOD. YOU DEFINITLY WANT A 2-STORY HOUSE VS 1-STORY HOUSE AFTER FLOODING CAUSED BY HURRICANES. this is the house you want that you can enjoy the Florida style living while also don't need to worry about flood. NO HOA OR SINKHOLE, so you don't have HOA restrictions, HOA fees and sinkhole to worry about. house is great for long term or short term of Airbnb/Vrbo rent (since it HAS NO HOA), or for a large family that likes to live in the Florida waterfront dream to entertain or to run a business from home. Renovated of 4-bedroom, 3-bath, 3-tandem-car garage with workstation and storage, fenced backyard and outdoor kitchen, patio and magnificent open balcony on the water, no neighbor on either side. it's very close to all major roads, also within 1hour to Tampa, Clearwater, St Pete Etc. no neighbor on either side. Newer interior and exterior paint, carpet, laminate and porcelain tile floor, lights, mirrors and so many more. Upstairs is bright with hard flooring through the main areas, open floor plan and plenty of natural light. The upgraded kitchen features stone countertops, stainless steel appliances, sink and pull off kitchen faucet, shaker cabinets and custom backsplash. the study could also be a 5th bedroom, Spend time with family and friends on the deck with beautiful water views. Roof 2019. AC 2020. Water heater 2020. located just off of US19, minutes to Hudson beach and Super Walmart, Sand Bar, Durney key, Anclote, Honeymoon, Caladesi Island, 20min to Suncruz Casino, variety restaurants and Port Richey waterfront park, Gulfview Square Mall, small keys, springs, crystal river. Book your private showing today, A MUST SEE!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$574,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $459,992 | $459,992 | $459,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $645 | $645 | $645 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,832 | $2,904 | $3,820 |
| Total Monthly Payment | $3,569 | $3,641 | $4,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.