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Timeless Springville Charm Near Smiths Creek Step back in time and embrace the authentic charm of this circa-1900 four-bedroom, two-bath residence, nestled in the highly sought-after Springville section of Hampton Bays. Set just a few hundred feet from picturesque Smiths Creek, and just a 2 mile distance to the Atlantic Ocean this special home offers serene water views from an upstairs bedroom an ever-changing backdrop of tidal beauty and coastal calm. Just 2 blocks to bay beaches this location is pristine. Great potential as a bed and breakfast. Rich in character and history, the home showcases the craftsmanship and warmth of a bygone era, with a layout that invites both restoration and re-imagining. Sun-filled rooms, original details, and gracious proportions create a wonderful foundation for bringing this property back to its original beauty while tailoring it to modern living. The 30 foot circle of Lavender will have you napping on the enclosed porch on lazy afternoons while the scent of lavender drifts through your home. Outdoors, the property is equally enchanting. A charming potting shed complements an established organic and perennial garden, complete with raised beds perfect for gardeners, creatives, or those who appreciate a sustainable lifestyle. The grounds offer ample space for entertaining, relaxing, and even the addition of a pool for those seeking to enhance the outdoor experience. Peacefully located yet close to Hampton Bays’ bay beaches, ocean access, dining, and transportation, this home presents a rare opportunity to own a truly distinctive property in one of the area’s most beloved neighborhoods. A home with soul, history, and endless potential ready for its next chapter.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.996% | 5.932% |
| Monthly Tax Payment | $705 | $705 | $705 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,445 | $5,915 | $8,304 |
| Total Monthly Payment | $6,275 | $6,745 | $9,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.