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Let 2026 be your year to own a piece of history in beautiful, quaint Downtown Pickens. There's something about a home that was built in the early 1900's that simply speaks to your soul. When I walk up on a front porch like this one, I take a trip down memory lane. I think about the times I used to snap green beans with my own grandma on her front porch. Not only is the front porch massive, the decks that surround the home are, too. Inside, you can feel the labor of love and the rich history that has happened here for over a century. The living room, dining and kitchen are all a healthy size with options galore to personalize it to your touch. After you pass through these rooms, you have a sunroom and an additional room with endless possibilities. There's a deck off to the right that you can place all of your plants. Finishing off the main floor are two bedrooms and a bath. Upstairs there are two additional bedrooms and a bathroom. In the partially finished walkout basement, you have a couple of multipurpose rooms. This is every man's dream for a workshop. Out back, you have a detached garage to store everything! Do not miss the large yard behind the garage! Yes! You can get all of this on . 87 of an acre in this downtown home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $67 | $67 | $67 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,530 | $1,592 | $2,102 |
| Total Monthly Payment | $1,672 | $1,734 | $2,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.