220 Hall Stream Road, Canaan, VT, 05902 | $279,500

This colonial, four square, two story home sits on a big level lot at the edge of town. There is plenty of room for outdoor activities such as gardening, small animal husbandry, camping, putting, etc. You may also use your snowmobile or ATV right from your home. The two car garage with automatic door openers leads you right into the spacious, south facing sunroom/family room. At the door you have a spacious closet for your coats and boots. Adjoining the bright family room are the handy U shape kitchen with new appliances and the formal dining room. The living room is on the front of the house facing the covered porch. There is also a 3/4 bath and laundry room on the first floor. Upstairs you have 3-4 bedrooms and a full bath. The primary bedroom has two closets. Two of the bedrooms have laminate floors, and the other two rooms have original hardwood floors (that could use refinishing). One of the bedrooms has a built in Ethan Allen wall unit with a desk included. The woodwork is natural finish Ethan Allen hardwood. In 2025 the heat pump was added along with HVAC and forced air updates. All exterior walls have dense packed insulation. The entire attic has 18" of insulation. The full basement offers lots of storage and/or workshop space. There is a bulkhead for moving large items into or out of the basement, which has a newly done epoxy coated floor. The big level lot has a concrete pad on which you could build a barn or 2nd garage - the former structure burned. This property is ideal as a primary residence or a 2nd home close to lots of recreational opportunities in VT, NH, and Quebec.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 1 full / 1 three-quarter
  • Style: Colonial,Four Square
  • Year Built: 1912
  • Garage: 2-car Garage
  • Heating: Hot Air
  • Cooling: Other
  • Basement: Bulkhead,Concrete,Concrete Floor,Full,Interior Stairs,Unfinished,Interior Access,Exterior Access,Basement Stairs
  • Approx Sq. Feet: 1,946
  • Acreage: 1.62
  • Est. Taxes: $4,452
  • Lot Desc: Level,Open,In Town,Near Snowmobile Trails,Neighborhood
  • Elem. School: Canaan School
  • Middle School: Canaan Schools
  • School District: Essex North
  • MLS#: 5072883
  • Website: https://www.raveis.com
    /prop/5072883/220hallstreamroad_canaan_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/5/2026

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NMLS Mortgage Loan Originator ID 2104486

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220 Hall Stream Road, Canaan, VT, 05902

$279,500

Patterson McKiernan Team

Sales Associates

William Raveis Real Estate

Phone: 860.823.0716

PattersonMcKiernanTeam@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,600 $223,600 $223,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.541%
Monthly Tax Payment $371 $371 $371
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,270 $1,339 $1,797
Total Monthly Payment $1,716 $1,785 $2,243

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.