948 VIRGINIA STREET, #101, Dunedin, FL, 34698 | $219,950

Under contract-accepting backup offers. Talk about a VIEW & DUNEDIN is HIGHLY sought after! This gorgeous, updated FIRST-FLOOR end unit offers a peaceful pond setting with stunning water views from both the living area and the primary suite. Enjoy indoor-outdoor living with an impact-rated sliding glass door leading to a private, screened-in balcony overlooking the pond (10x5), perfect for morning coffee or evening relaxation. An additional impact-rated slider opens to a private patio off the second bedroom, enhanced by a vinyl fence for added privacy.

This light and bright 2-bedroom, 2-bath condo is truly turnkey and sold MOSTLY FURNISHED. Both bathrooms are stylishly updated, a split floorplan and each bedroom has it's own private bath. This home features include 2-inch blinds throughout and knockdown textured ceilings. A NEW ROOF (2024) water heater (2022) and A/C (2018).

This is the largest unit in the community and the only floorplan that allows an interior washer/dryer hookup—a rare and valuable feature. A new buyer could convert some space in the second bedroom walk-in closet for washer/dryer.

Heather Lake is a well-maintained, age-restricted community offering a clubhouse with a heated pool, picnic and grilling areas, walking paths, bike racks, and shuffleboard courts. Located just one mile from Downtown Dunedin and the Toronto Blue Jays Spring Training Stadium. Delightful Dunedin is known for its restaurants, nightlife, boutique shops, bike trails, sports complexes, tennis courts, and waterfront parks. Honeymoon Island, medical facilities, Countryside Mall, Clearwater Beach, and both Tampa International and St. Pete–Clearwater airports are all nearby.

The monthly fee includes exterior maintenance, water, sewer, trash, cable, internet, and grounds maintenance. Schedule your showing today and don’t forget to check out the social media reel.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Laundry, Recreation Facilities, Shuffleboard Court
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: x
  • Laundry: Inside
  • Complex: HEATHER LAKE APTS 6 CONDO
  • Year Built: 1976
  • Approx Sq. Feet: 1,110
  • Est. Taxes: $497
  • Condo Fee: $658 Monthly
  • Lot Desc: Corner Lot, City Lot, Near Public Transit
  • View: Water
  • Adult Communities: Yes
  • Elem. School: Garrison-Jones Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8454187
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8454187/948virginiastreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/14/2026 2:47:08 PM)
Listing courtesy of Compass Florida LLC   Phone: 727-339-7902

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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948 VIRGINIA STREET, #101, Dunedin, FL, 34698

$219,950

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,960 $175,960 $175,960
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $41 $41 $41
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $985 $1,054 $1,403
Total Monthly Payment $1,101 $1,170 $1,519

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.