4860 GULF OF MEXICO DRIVE, #Villa 13, Longboat Key, FL, 34228 | $510,000

This exquisite turnkey furnished 2-bed, 2-bath villa has been fully and meticulously renovated—not a detail overlooked, not an expense spared. Step inside and instantly feel the difference: an open-concept layout, a serene neutral palette, elegant recessed LED lighting, solid core doors with iron hardware, and tile wood grain flooring throughout for a sleek, modern, allergen-free environment.

And the beauty isn’t just cosmetic—this home has been rebuilt from the inside out. Enjoy complete peace of mind with new electrical and plumbing, a 2023 HVAC, 2022 water heater, 2021 roof, fresh interior/exterior paint, and hurricane-impact windows and sliders. Exterior storage offers the perfect spot for bikes and beach gear, and the 2022 GE stackable washer/dryer adds everyday convenience.

The expansive eat-in kitchen is a dream for cooks and entertainers alike. It shines with GE Profile stainless appliances, including a slide-in 5-burner convection range, exterior-vented architectural hood, and French-door refrigerator with multi-drawer freezer. Custom cabinetry with crown moulding, soft-close hardware, dovetail drawers, and stunning quartzite countertops with full-height backsplash deliver both beauty and function. A nearby dining area features a custom buffet bar with glass display cabinets—the perfect blend of storage and sophistication.

Single-story living makes everything effortless, and the covered carport even includes a “Tesla” charging outlet. Your private patio opens to lush tropical gardens—ideal for morning coffee, BBQs, or al fresco dining under the stars.

Windward Bay offers a lifestyle that feels like a private resort. Enjoy three beach accesses, bay access, kayak/paddleboard launches and storage (just $35/year), plus two marinas with slips ($45/month or $50/month with your own lift—yes, lifts are allowed!). Amenities abound: tennis, pickleball, shuffleboard, a clubhouse with fitness center, locker rooms, saunas, lending library, and a fully equipped catering kitchen with banquet hall.

Spread across 26 acres of beautifully landscaped grounds along a half-mile of Sarasota Bay, the community features peaceful walking/biking paths shaded by banyan trees, dotted with bougainvillea, and scented with lemon trees. Pet-friendly (two pets up to 75 lbs!) and rental-friendly (two leases per year, minimum one month), it’s flexible for both owners and investors.

Even better? The community recently completed its structural milestone inspection—passed and certified for the next 10 years.

This is your chance to own a completely renovated, worry-free villa in a coveted coastal community—at an incredible value. Embrace the beach lifestyle and claim your tranquil Longboat Key haven today.

Features

  • Amenities: Cable TV, Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1974
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,025
  • Acreage: 26
  • Est. Taxes: $6,685
  • HOA Fee: $1,326 Monthly
  • Condo Fee: $234 Monthly
  • View: Garden
  • Elem. School: Anna Maria Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: A4673141
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/A4673141/4860gulfofmexicodrive_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 7:32:10 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-388-3966

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4860 GULF OF MEXICO DRIVE, #Villa 13, Longboat Key, FL, 34228

$510,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $408,000 $408,000 $408,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $557 $557 $557
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,317 $2,444 $3,253
Total Monthly Payment $2,966 $3,093 $3,902

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.