76 ARTIST OAKS COURT, Saint Augustine, FL, 32095 | $530,000

Under contract-accepting backup offers. Welcome Home to 76 Artist Oaks Ct – Where Elevated Comfort Meets Connection

Tucked inside the gated 55+ enclave of Bannon Lakes, 76 Artist Oaks Ct offers more than a beautifully upgraded home—it offers a lifestyle built around ease, community, and peace of mind. Backing to a protected reserve along 9-Mile Creek with state park land beyond, this home delivers privacy, natural views, and a sense of calm that’s hard to find.

From the moment you arrive, the enhanced landscaping and curb appeal set the tone for a residence that has been thoughtfully improved and meticulously maintained. Inside, the light-filled 1, 850-square-foot layout features two bedrooms, two bathrooms, and a dedicated office, all finished with tile flooring throughout, rounded wall corners, 10-foot ceilings, and 9-foot doors that create an open, airy feel. The primary suite is a true retreat with a tray ceiling and updated bath featuring new mirrors, lighting, and faucets.

Throughout the home, you’ll find Bahama-style plantation shutters, upgraded ceiling fans, crown molding, decorative wood accent walls, and custom closet shelving that add both beauty and function. The kitchen is designed for everyday enjoyment and entertaining alike, anchored by a large island with matching wood accents and equipped with smart LG appliances, including a double oven with air-fryer capability and a refrigerator with dual ice makers—one producing gourmet ice.

Modern conveniences extend beyond the living spaces. The laundry room features custom shelving, while the oversized garage is exceptionally well-appointed with an epoxy-coated floor, working utility sink, power screen, 30-amp RV outlet, and two additional 20-amp outlets—ideal for hobbies, tools, or a golf cart. Both the front door and garage door feature keyless entry, adding ease and security. The home also includes pest tubes in the walls, a termite bond, recently cleaned dryer vents, and regularly maintained systems, offering true peace of mind.

Step outside to your private backyard oasis—fully fenced, professionally landscaped with river rock, and finished with a paver patio and power screen enclosure, perfect for relaxing evenings or hosting friends year-round while enjoying serene preserve views.

Living here means enjoying the best of Bannon Lakes’ resort-style amenities. The 55+ HOA includes lawn care, irrigation, fertilization, mowing, edging, and weeding, along with access to a heated pool maintained at approximately 85 degrees year-round, complete with grill, restrooms, and shaded seating areas. Gated entry and common-area maintenance are also included.

In addition, the Bannon Lakes CDD amenities provide owners with keycard access to an expansive amenity center featuring two dog parks, a lap pool, tennis and pickleball courts, walking paths, and a fully equipped gym. Monthly social events foster a vibrant sense of community, with updates shared by email and posted at the community entrance.

This is a home where every upgrade has been carefully chosen, every system thoughtfully maintained, and every detail designed to support a relaxed, connected lifestyle—just minutes from historic St. Augustine, shopping, dining, and everyday conveniences.

Move in, settle in, and start living the life you’ve been waiting for.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Maintenance, Park, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,850
  • Acreage: 0.15
  • Est. Taxes: $7,522
  • HOA Fee: $258 Monthly
  • Adult Communities: Yes
  • Elem. School: Mill Creek Academy PK-8
  • High School: Tocoi Creek High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: FC314937
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/FC314937/76artistoakscourt_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/1/2026 6:49:41 AM)
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE (FLORIDA PARK)   Phone: 386-445-7000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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76 ARTIST OAKS COURT, Saint Augustine, FL, 32095

$530,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $424,000 $424,000 $424,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment $627 $627 $627
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,407 $2,542 $3,408
Total Monthly Payment $3,126 $3,261 $4,127

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.