|
Under contract-accepting backup offers. Welcome Home to 76 Artist Oaks Ct – Where Elevated Comfort Meets Connection
Tucked inside the gated 55+ enclave of Bannon Lakes, 76 Artist Oaks Ct offers more than a beautifully upgraded home—it offers a lifestyle built around ease, community, and peace of mind. Backing to a protected reserve along 9-Mile Creek with state park land beyond, this home delivers privacy, natural views, and a sense of calm that’s hard to find.
From the moment you arrive, the enhanced landscaping and curb appeal set the tone for a residence that has been thoughtfully improved and meticulously maintained. Inside, the light-filled 1, 850-square-foot layout features two bedrooms, two bathrooms, and a dedicated office, all finished with tile flooring throughout, rounded wall corners, 10-foot ceilings, and 9-foot doors that create an open, airy feel. The primary suite is a true retreat with a tray ceiling and updated bath featuring new mirrors, lighting, and faucets.
Throughout the home, you’ll find Bahama-style plantation shutters, upgraded ceiling fans, crown molding, decorative wood accent walls, and custom closet shelving that add both beauty and function. The kitchen is designed for everyday enjoyment and entertaining alike, anchored by a large island with matching wood accents and equipped with smart LG appliances, including a double oven with air-fryer capability and a refrigerator with dual ice makers—one producing gourmet ice.
Modern conveniences extend beyond the living spaces. The laundry room features custom shelving, while the oversized garage is exceptionally well-appointed with an epoxy-coated floor, working utility sink, power screen, 30-amp RV outlet, and two additional 20-amp outlets—ideal for hobbies, tools, or a golf cart. Both the front door and garage door feature keyless entry, adding ease and security. The home also includes pest tubes in the walls, a termite bond, recently cleaned dryer vents, and regularly maintained systems, offering true peace of mind.
Step outside to your private backyard oasis—fully fenced, professionally landscaped with river rock, and finished with a paver patio and power screen enclosure, perfect for relaxing evenings or hosting friends year-round while enjoying serene preserve views.
Living here means enjoying the best of Bannon Lakes’ resort-style amenities. The 55+ HOA includes lawn care, irrigation, fertilization, mowing, edging, and weeding, along with access to a heated pool maintained at approximately 85 degrees year-round, complete with grill, restrooms, and shaded seating areas. Gated entry and common-area maintenance are also included.
In addition, the Bannon Lakes CDD amenities provide owners with keycard access to an expansive amenity center featuring two dog parks, a lap pool, tennis and pickleball courts, walking paths, and a fully equipped gym. Monthly social events foster a vibrant sense of community, with updates shared by email and posted at the community entrance.
This is a home where every upgrade has been carefully chosen, every system thoughtfully maintained, and every detail designed to support a relaxed, connected lifestyle—just minutes from historic St. Augustine, shopping, dining, and everyday conveniences.
Move in, settle in, and start living the life you’ve been waiting for.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $424,000 | $424,000 | $424,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $627 | $627 | $627 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,407 | $2,542 | $3,408 |
| Total Monthly Payment | $3,126 | $3,261 | $4,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.