527 TERRACINA WAY, Naples, FL, 34119 | $2,595,000

Experience resort-style living in the highly sought-after Terracina neighborhood of The Vineyards, set on one of the best cul-de-sac lakefront lots in the community with long western water views and unforgettable sunset skies. This former model home offers outstanding privacy, a strong architectural presence, and—most importantly—great bones that make renovation easy and rewarding. The home is comfortable and livable as it is, while serving as a true blank slate for a buyer ready to modernize and make it their own without starting from scratch. Originally renovated in 2005 and carefully maintained since, the property has received important mechanical and infrastructure updates, including a newer roof, A/C handlers replaced in 2019, new and professionally cleaned ductwork in 2025, and hot water heaters installed in 2019 and 2023. The flexible floor plan features a spacious owner’s suite with walk-in closets, a dedicated office separate from the primary suite, and three large, light-filled guest bedrooms that provide excellent space for family and guests. A convenient pool bath enhances everyday functionality and entertaining, while the oversized three-car garage offers generous room for vehicles, storage, or hobbies. Lake views are showcased throughout the home—from the welcoming entry and main living areas with fireplace to the kitchen, family room, and serene primary bedroom. Outdoor living is centered around a covered, paved lanai, ideal for relaxing or dining al fresco, overlooking a custom pool and spa designed for year-round enjoyment. Residents of The Vineyards may choose to join the country club, offering 36 holes of championship golf, tennis, pickleball, bocce, and a new wellness center.

Features

  • Amenities: Bike And Jog Path,Bocce Court,Clubhouse,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Golf Course,Private Membership,Putting Green,Restaurant,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Style: 1 Story/Ranch
  • Development: VINEYARDS
  • Year Built: 1998
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Humidistat,Whole House Fan,Zoned
  • Approx Sq. Feet: 3,730
  • Acreage: 0.48
  • Est. Taxes: $14,244
  • HOA Fee: $552 Quarterly
  • Master HOA Fee: $648
  • Lot Desc: Oversize
  • View: Lake,Landscaped Area
  • Community Type: Gated,Golf Course,Tennis
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225084831
  • Website: https://www.raveis.com
    /mls/225084831/527terracinaway_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The CVJ TeamSales Associates

239.269.7685

TheCVJTeam@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

527 TERRACINA WAY, Naples, FL, 34119

$2,595,000

The CVJ Team

Sales Associates

William Raveis Real Estate

Phone: 239.269.7685

TheCVJTeam@Raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,076,000 $2,076,000 $2,076,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.223% 6.164%
Monthly Tax Payment $1,187 $1,187 $1,187
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,115 $12,614 $17,518
Total Monthly Payment $13,427 $13,926 $18,830

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.