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This like-new 2024 Champion manufactured home offers 3 bedrooms, 2 baths, and 1, 485 sq ft of comfortable living space in Harbor Cove, a desirable 55+ waterfront community along the Myakka River. As a newer home, it provides the confidence of modern construction and Energy Star–certified efficiency, giving buyers peace of mind and reduced maintenance concerns. Per Sarasota County, flood insurance is not currently required on this elevated home. Three-bedroom homes are rare here, and this one features an open floor plan, a neutral color palette, and untouched walls that provide a clean blank slate for your personal style. The spacious living room is open to the dining area and kitchen which features stainless steel appliances and center island for prepping and more eating space, a separate interior laundry room houses a full size washer, dryer, and freezer, the large primary bedroom suite has a walk in closet and ensuite bath and two additional bedrooms, each with walk in closets, are near the hall bathroom. Outside find more storage space in the shed under the carport. The home is being sold furnished and includes a golf cart for easy exploring, where you’ll enjoy tropical landscaping and frequent wildlife sightings along the way. With low HOA fees of $175 per month, residents enjoy access to fantastic amenities, including a two-story clubhouse overlooking the marina, two swimming pools, a spa, various sports courts such as pickleball and shuffleboard, a fitness center, craft rooms, and an optional woodworking shop. Harbor Cove also has Gulf access via the river, with boat slip rentals available for only $300 per year. The community is known for its vibrant social calendar offering dances, holiday parties, picnics, card games, entertainment shows, and countless other activities that make it easy to stay active and connected. Conveniently located near shopping, Costco, restaurants, spring training baseball, and beautiful Gulf beaches, this home blends modern reliability, efficiency, and an active Florida lifestyle. Schedule a private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,131 | $1,193 | $1,601 |
| Total Monthly Payment | $1,381 | $1,443 | $1,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.