9196 SW 106TH AVENUE, Ocala, FL, 34481 | $425,000

Experience refined 55+ living in this beautifully upgraded Livingston model located in the sought-after On Top of the World community. Resort-style amenities throughout the community with access to golf courses, pools, and recreation centers and with active lifestyle in mind with clubs, classes, and social events all year round.

Designed for comfort and modern living, this model features high 10' ceilings, a bright open-concept layout, and a split floor plan that provides privacy and flow. The home offers 3 spacious bedrooms -one with no closet, currently used as office, but can be used as a den, hobby room, or guest space—and a MODERN KITCHEN boasting elegant cabinetry, STAINLESS STEEL APPLIANCES and QUARTZ countertops carried through to both bathrooms.
Step into the ENCLOSED PREMIUM GLASS-WINDOW LANAI, enhanced with MOTORIZED SHADES, and enjoy a peaceful view of the home's architectural, LOW-MAINTENANCE LANDSCAPE. With a charming sitting area, it’s the perfect setting for entertaining friends or relaxing with your favorite book.
Offered TURNKEY, this home is packed with premium upgrades, including a WHOLE-HOUSE WATER TREATMENT SYSTEM with purifier and softener, WHOLE-HOUSE SURGE PROTECTION, 22KW STANDBY GENERATOR, GARAGE A/C, garage high storage, garage door insulation, gutters, low maintenance professional landscaping with Florida Native plants, sealed pavers, and a NET-ZERO SOLAR SYSTEM for exceptional energy efficiency Costing only $92. 20/mo fixed lease payment for 24 yrs, plus $30-$50 for the consuption above the power collected. . . and that's it!
oh, and recent interior paint completes the move-in-ready appeal.
Residents of On Top of the World enjoy a vibrant lifestyle with a full Recreation Center, maintenance-free yards, multiple golf courses, and countless group activities and events, many free or low cost. This upgraded Livingston model offers the perfect combination of comfort, efficiency, and community—luxury living made easy. This leasehold estate provides added value where front lawn, exterior paint and roof replacement and maintenance are covered as part of the monthly HOA payment.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,651
  • Acreage: 0.24
  • Est. Taxes: $4,018
  • HOA Fee: $524 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
  • MLS#: G5105896
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/G5105896/9196sw106thavenue_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/10/2026 9:07:54 PM)
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES   Phone: 352-753-7500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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9196 SW 106TH AVENUE, Ocala, FL, 34481

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.156% 5.522%
Monthly Tax Payment $335 $335 $335
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,877 $2,036 $2,733
Total Monthly Payment $2,287 $2,446 $3,143

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.