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1800 GULF BOULEVARD, #1, Indian Rocks Beach, FL, 33785 | $2,295,000
Welcome to Ocean Pearl on 18th, a newly built luxury beach townhome that defines refined coastal living—just steps from the sugar-white sands of Indian Rocks Beach. One of only two residences in an exclusive architectural pairing, this home offers the privacy and feel of a single-family residence with the convenience of condo living and no association fees.
Completed in 2023, the property was engineered for strength and peace of mind. Steel-reinforced concrete block construction, hurricane-impact windows and sliders, and a flawless performance through Hurricanes Helene and Milton underscore its exceptional durability. Offered fully furnished and completely turnkey, this is a rare opportunity to own a luxury beach retreat just two homes from the shoreline.
Spanning more than 2, 450 square feet, the residence features four bedrooms and three full bathrooms, plus a third-floor recreation/bonus room with a pull-out sofa—comfortably accommodating up to 12 guests. The open-concept main living level is ideal for gathering and entertaining, anchored by a chef’s kitchen outfitted with premium appliances that make hosting effortless.
Multiple decks and living spaces capture direct ocean views, while the expansive third-floor deck delivers stunning sunset vistas—perfect for unwinding after a day at the beach. Outdoors, enjoy your private heated pool, located just moments from beach access.
Additional features include:
Direct ocean views from multiple rooms and decks
Elevator-ready (shaft in place)
Two-car garage
Private heated pool
Walkable to top-rated restaurants and local favorites
Estimated 2025 gross rental revenue of $140, 000+
Approximate annual taxes of $12, 000
Whether you’re seeking a luxury coastal escape, a strong income-producing investment, or both, Ocean Pearl on 18th offers an exceptional combination of location, construction quality, rental performance, and beachside lifestyle—an increasingly rare find in one of Indian Rocks Beach’s most desirable settings.
Features
- Heating: Heat Pump
- Cooling: Central Air
- Levels: 4
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Laundry: Upper Level
- Complex: PALMS AT 1800 CONDO
- Year Built: 2023
- Approx Sq. Feet: 2,393
- Acreage: 0.06
- Est. Taxes: $12,000
- Lot Desc: Flood Insurance Required, FloodZone, Sidewalk, Street Dead-End
- View: Pool, Water
- Pool: Gunite, Heated, In Ground
- Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
- MLS#: TB8456628
- Days on Market: 67 days
- Website: https://www.raveis.com
/prop/TB8456628/1800gulfboulevard_indianrocksbeach_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS GULFSIDE RLTY Phone: 727-489-0800
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1800 GULF BOULEVARD, #1, Indian Rocks Beach, FL, 33785
$2,295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,836,000 | $1,836,000 | $1,836,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.203% |
| Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,008 | $11,305 | $15,493 |
| Total Monthly Payment | $12,133 | $12,430 | $16,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388