Welcome to this beautifully maintained Colonial set on a quiet, country tree-lined street in the highly regarded Miller Place School District. A covered front porch welcomes you home, while the east-facing exposure fills the home with morning light and enhances the serene curb appeal. Inside, enjoy a spacious open floor plan designed for both everyday living and entertaining. The updated eat-in kitchen features rich walnut cabinetry, granite countertops, ceramic tile flooring, stainless steel appliances, and a full-size electric range with oven and stovetop. The home also features large living and dining area highlighted by wood floors, chair rails, and elegant wainscoting throughout the main level, hallway, and staircase. A stylishly updated powder room completes the first floor. Upstairs offers three well-proportioned bedrooms, a renovated full hall bath, and a private primary suite with a renovated en-suite bath featuring a full-size shower. A skylight above the stairway brightens the second level, and two oversized walk-in attics (above the primary closet and garage) provide exceptional storage. Exterior features include a private backyard fenced on three sides, with mature pillar hedges offering full privacy along the southern border. Mechanical updates include a newer oil furnace and a separate, full-size electric hot water heater—both under one year old—as well as premium Whirlpool washer and dryer units. The basement offers versatile bonus space for recreation, office, and laundry. Ideally located just steps from the Port Jefferson–to–Rocky Point paved nature trail, this home combines comfort, privacy, and access to outdoor recreation in a desirable North Shore neighborhood. A truly special opportunity to own a classic Colonial with modern updates in Miller Place.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $1,121 | $1,121 | $1,121 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,953 | $3,114 | $4,180 |
| Total Monthly Payment | $4,166 | $4,327 | $5,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.