3910 GULF BOULEVARD, #400, St Pete Beach, FL, 33706 | $3,995,000

Start the New Year with the purchase of your dream home on the sand in beautiful St. Pete Beach! With only 6 units, each of which span the entire floor from east to west, The Dunes on St Pete Beach is like no other. Owned by the Developer, this exquisite condominium home has only had one meticulous owner. Located on the sugary, white sand of St. Pete Beach, the oft-voted #1 beach in the USA and top 5 in the world, the vistas from the 486sf+ western-facing balcony are simply stunning. From this enviable vantage point, the setting sun is a highlight of every day. And yet, as if in competition, incredible sunrises grace the eastern balcony, which boasts another formidable 265sf of covered space with sweeping and vast views across the boulevard and over the water and beyond to the iconic skyline of Downtown St. Petersburg and the Sunshine Skyway Bridge. Indoors the expanse between the balconies is 4, 245 acsf of exceptional living space: 3 bedrooms, 3 full baths, 1 half bath, a formal dining room, office, gym area, and media room. The centerpiece is an enormous room that would not be adequately described with the more common term of ‘great room. ’ Spectacular Room is more fitting. There you will find a well-appointed open-floor plan, including the kitchen, large pantry, dining area, expansive living room and, of course, a stunning Gulf view which spans almost its full width of 23'. A true “Chef’s kitchen, ” this area was painstakingly designed for form and function and features all-wood cabinetry, granite countertops, Sub-Zero and Wolfe appliances, dual sinks providing both a prep area and a cleanse and clear area and more, much more. The primary bedroom encompasses a suite of rooms, including a large bedroom area that also enjoys fabulous views of the Gulf, two walk-in closets with California Closet style built-ins and an enormous primary bath suite that is unique to this building. It has two separate water closets, a massive shower enjoying natural light, dual sinks and an abundance of cabinetry and granite countertop space. There are two guest bedrooms, both en suite. The larger is at the eastern boundary of the condo, as is an office and work-out area. The other guest bedroom was used as an office and features a custom-made bookcase. Unit 400, which is located on the fifth floor, has a single, very convenient under-building parking space. There is also a 1-car garage. This is a rare opportunity to realize your dream of The Beach Life at its finest. Please note that no units at The Dunes experienced any storm damage. And, with a whole-house generator that services all six units, residents do not have to worry about electricity outages! Built in 2008, all living areas are above base flood and all homes here were high & dry at The Dunes. Unit 400 had new impact sliders installed beachside in the summer of 2024. (They are not featured in the photos here. ) Only two other units have come to the market since their original sale. As you would expect, the Condominium Association is well-funded and the property is well-maintained. The home may be sold with furnishings. Note that many items are staged, including art & decor, which do not convey.

Features

  • Elevator: Y
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air
  • Levels: 7
  • Amenities: Elevator(s), Gated, Pool
  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Complex: DUNES ON THE BEACH CONDO THE
  • Year Built: 2008
  • Approx Sq. Feet: 4,245
  • Acreage: 0.48
  • Est. Taxes: $56,474
  • Condo Fee: $4,800 Monthly
  • Lot Desc: CoastalConstruction Control Line, Flood Insurance Required, FloodZone, City Lot, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • View: Water
  • Elem. School: Azalea Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Boca Ciega High-PN
  • Pet Policy: Breed Restrictions
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • MLS#: TB8452831
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8452831/3910gulfboulevard_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/1/2026 6:32:59 PM)
Listing courtesy of NEXTHOME BEACH TIME REALTY   Phone: 727-363-3300

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NMLS Mortgage Loan Originator ID 16953

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3910 GULF BOULEVARD, #400, St Pete Beach, FL, 33706

$3,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,196,000 $3,196,000 $3,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.007% 5.952%
Monthly Tax Payment $4,706 $4,706 $4,706
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $18,147 $18,906 $26,540
Total Monthly Payment $22,978 $23,737 $31,371

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.