851 MANNS HARBOR DRIVE, Apollo Beach, FL, 33572 | $2,099,000

851 Manns Harbor Drive | 5 Bed | 5 Bath | 100+ Ft Waterfront | Heated Pool & Spa | Dock & Boat Lift | Generator
Back on market through no fault of the seller — clean inspection, ready to close, and now your opportunity to own one of MiraBay's most exceptional waterfront homesites before another buyer does.
Sitting on over 100 feet of frontage along one of MiraBay's widest and deepest waterways, this Apollo Beach waterfront home delivers the kind of lot that simply doesn't come available. With approximately 200 feet of depth and direct, no-bridge access to Tampa Bay, this is genuine boater's paradise — private dock, 16, 000-lb boat lift, and electric and water hookups ready to go the day you close.
Out back, a resort-caliber outdoor space anchors the property: a 20x40 heated pool with integrated spa, covered summer kitchen, and a panoramic screen enclosure that keeps the lagoon views wide open and uninterrupted. This is the backyard people build dream homes to have.
Inside, nearly 4, 000 square feet of open-concept living is designed for both everyday comfort and serious entertaining. The gourmet kitchen features double islands, quartz countertops, double wall ovens, pot filler, stainless appliances, deep pantry, and seating for a crowd — all flowing directly into the great room and oversized dinette. A split floor plan gives everyone their own space, including a primary suite with lagoon views, automated shades, custom walk-in closet, soaking tub, walk-in shower, dual vanities, and private water closet.
The layout is genuinely flexible: four additional bedrooms including one with en-suite bath, an upstairs bonus room with built-in wet bar, a dedicated office with French glass doors, and a formal dining room currently concealed behind a faux bookcase wall — easily converted to a second office, media room, or home gym. The home is finished with tile roofing, hurricane-rated sliding glass doors, built-in closet organizers, an oversized three-car garage with storage systems, and a whole-home generator.
All of this sits inside MiraBay's gated waterfront community in Apollo Beach — golf cart-friendly, with resort-style amenities including a clubhouse, café, 24-hour fitness center, pools, tennis, pickleball, parks, and year-round events. Homes with this waterfront lot size, pool and spa, dock and boat lift, Tampa Bay access, and standby generator rarely surface. Schedule your showing today.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Sauna, Tennis Court(s), Trail(s)
  • Rooms: 12
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Lot Size: 100 x 200
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Coastal, Craftsman
  • Year Built: 2021
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Guest, Off Street, Open, Oversized, Split Garage
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 3,985
  • Acreage: 0.46
  • Lot Size: 100 x 200
  • Est. Taxes: $33,302
  • HOA Fee: $190 Annually
  • Lot Desc: Cul-De-Sac, In County, Irregular Lot, Landscaped, Level, Near Marina, Oversized Lot, Sidewalk, Street Dead-End
  • View: Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Deck, Fiber Optic Lighting, Gunite, Heated, In Ground, Lap, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Tile
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Softener, Wine Refrigerator
  • MLS#: TB8459532
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /eprop/TB8459532/851mannsharbordrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/9/2026 5:17:10 PM)
Listing courtesy of 27NORTH REALTY   Phone: 813-645-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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851 MANNS HARBOR DRIVE, Apollo Beach, FL, 33572

$2,099,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,679,200 $1,679,200 $1,679,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment $2,775 $2,775 $2,775
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,799 $10,203 $14,170
Total Monthly Payment $12,699 $13,103 $17,070

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.