805 S Oak Street, Seneca, SC, 29678 | $225,900

You can't afford NOT to buy this AS IS condition home! In the perfect location, this two bedroom (possible 3rd) / Two full bathroom Brick ranch style home in Seneca offers you the perfect living solution, whether you are just starting or scaling down! Maybe you want a simple refresh, or possibly you're ready to DIY remodel, this home can be the home of your dreams. ONE-Level, IN-town living and just blocks away from Blue Ridge Elementary and Seneca Classical, the perfect location and Shaver Recreation Complex is nearby if you are looking for more exercise in your life. The home features a spacious living area, showcasing a gas log fireplace and custom built-in shelving. Original wood and ceramic tile are found throughout the home, and you'll enjoy both a formal dining room plus a large breakfast area off the kitchen. The spacious primary bedroom has a sitting area which could easily be a home office or crafting nook, or remodeled to a third bedroom. You'll appreciate the numerous closets plus there's a detached double garage in case you need more storage. An enclosed sunroom overlooks the half-acre-plus level lot and private Inground pool. There's an abundance of outdoor living area just waiting for you to share with friends and family. The home has easy access from Oak and Fairplay Streets via a circular driveway, and the backyard is fenced. Move in and refresh, and this In-town location is a perfect spot to enjoy the music of Jazz on the Alley or to watch firework displays on July 4th and New Years! Just fifteen minutes to Clemson University or the area Lakes, and less than ten minutes to the hospital or Y. Location, Location, Location really can't be beat on this one and the price makes it ready to go!

Features

  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Washer Hookup,Electric Dryer Hookup
  • Style: Ranch
  • Development: 207-Oconee County,SC
  • Year Built: 1955
  • Garage: 2-car Detached
  • Heating: Central,Gas
  • Cooling: Central Air,Electric
  • Basement: None,Crawl Space
  • Acreage: 0.58
  • Lot Desc: City Lot,Level,Not In Subdivision
  • Elem. School: Blue Ridge Elementary
  • Middle School: Seneca Middle
  • High School: Seneca High
  • Appliances: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • MLS#: 20295924
  • Days on Market: 106 days
  • Website: https://www.raveis.com
    /prop/20295924/805soakstreet_seneca_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Loftus & Glynn TeamSales Associates

617.721.4933

LoftusandGlynn@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 23716

781.490.5670

Andrew.vanDyk@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

805 S Oak Street, Seneca, SC, 29678

$225,900

Loftus & Glynn Team

Sales Associates

William Raveis Real Estate

Phone: 617.721.4933

LoftusandGlynn@Raveis.com

Andrew van Dyk

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 781.490.5670

Andrew.vanDyk@raveis.com

NMLS Mortgage Loan Originator ID 23716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $180,720 $180,720 $180,720
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,082 $1,127 $1,476
Total Monthly Payment $1,157 $1,202 $1,551

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.