443 PESCADO Drive, Saint Augustine, FL, 32095 | $549,000

Whether you've seen 100 homes or just starting out your search, this one makes you say, ''Okay. . . now this feels like home. ''

Built in 2020 and sitting pretty on a corner lot, this house doesn't try too hard, and that's exactly why it works. You walk in and immediately get it. The light hits right. The layout makes sense. Nothing feels cramped, chaotic, or like someone designed it for a catalog instead of real life.

This chef lovers' kitchen opens into the living area because that's where life actually happens, coffee mornings, takeout nights, hosting friends, and pretending you're not checking the fridge again five minutes later.

You've got three comfortable bedrooms, two full baths, and then there's the flex space with French doors. . . aka the room everyone fights over. Office today, guest room tomorrow, playroom, Peloton room, craft room, or the ''please don't touch anything in here'' room. With over 2, 000 square feet, every space earns its keep. No awkward rooms. No "what do we even do with this area?" moments. Just a layout that actually works. And let's talk about the corner lot, because once you've had one, you never want to go back. More breathing room, better curb appeal, and a more open feel. It's a low key upgrade you'll appreciate every single day. Set in a well kept community close to shopping, dining, and everyday conveniences. Close enough to the heart of St. Augustine but far enough away to escape from the business of living in the Oldest City. If you've been waiting for a house that makes sense, and also feels good, this is the one you don't scroll past. Come see it in person. Fair warning, you might not want to leave.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Year Built: 2020
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,023
  • Acreage: 0.28
  • Est. Taxes: $13,249
  • HOA Fee: $472 Quarterly
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: 2123131
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/2123131/443pescadodrive_saintaugustine_fl?source=qrflyer
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Listing courtesy of MAXREV, LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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443 PESCADO Drive, Saint Augustine, FL, 32095

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $1,104 $1,104 $1,104
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,459 $2,630 $3,531
Total Monthly Payment $3,655 $3,826 $4,727

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.