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411 Sandsend Court is a 3-bedroom, 2-bath, 1, 512 sq ft Mendoza floorplan built in 2021 by Park Square Homes in the gated waterfront community of MiraBay. This home sits on a private rear conservation lot with peaceful pond and wooded views, and is located a short distance from the MiraBay Clubhouse, 24-hour fitness center, café, lounge, heated pools, basketball courts, pickleball courts, tennis courts, parks, playgrounds, and the golf-cart friendly streets the community is known for. Inside, the home features a fully upgraded kitchen with 42” cabinets, quartz countertops, stainless steel appliances, gas cooktop with hood, built-in oven and microwave, and a large center island that opens to the main living area. tile flooring runs through the main living spaces, and the bedrooms feature upgraded wood-look vinyl for added comfort. The split bedroom layout gives privacy for guests, a home office, or multigenerational living. The primary suite includes a large walk-in closet and an ensuite bath with dual sinks and a walk-in shower. A sliding glass door leads to the expanded screened lanai overlooking the pond and conservation area. The lanai is brick-paved and already set up with gas and water connections, making it ready for a future outdoor kitchen or custom outdoor space. The fenced backyard adds privacy and flexibility for outdoor living. Additional upgrades include a tankless water heater, hurricane shutters, stylish window treatments, extra cabinetry in the laundry room, upgraded fixtures, custom cement edging, uplighting, a covered front porch, and a two-car garage with an extended paved driveway. The home has been well maintained inside and out. MiraBay is known for its resort-style living, offering two heated pools, a 24-hour fitness center, courts for basketball, pickleball, and tennis, multiple parks, playgrounds, and access to kayaks and paddleboards for exploring the community waterways. With a low HOA and a location close to beaches, shopping, dining, and everything Apollo Beach offers, this home provides easy, comfortable living. Owner requires first month, plus deposit
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,000 | $2,000 | $2,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.522% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $11 | $12 | $16 |
| Total Monthly Payment | $86 | $87 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.