12 Middle Street, Lancaster, NH, 03584 | $357,000

Well-located mixed-use building featuring income potential on every level. The main floor offers a spacious commercial unit currently operating as a pet supply store, benefiting from strong traffic counts, excellent visibility, and convenient on-street parking, with additional public parking nearby. Above the commercial space are two residential apartments. The second-floor unit is a generous 3-bedroom apartment, ideal for long-term tenants or owner occupancy. This unit was recently updated and the balcony was replaced. The third-floor unit includes 1 bedroom plus two additional rooms, perfect for an office, guest space, or flexible living needs. This property offers a great blend of commercial and residential use in a high-traffic area, making it an attractive option for investors, owner-occupants, or business owners looking to offset costs with rental income. A solid opportunity to own a versatile building with established use, strong location, and multiple income streams.

Features

  • Heating: Gas Heater,Hot Water,Monitor Type,Propane,Oil,Boiler
  • Units: 3
  • Zoning: Commercial
  • Frontage: 35
  • Year Built: 1880
  • Acreage: 0.05
  • Est. Taxes: $3,567
  • MLS#: 5072848
  • Website: https://www.raveis.com
    /prop/5072848/12middlestreet_lancaster_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/29/2026

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Rebecca HuangSales Associate

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

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Our Insurance Division:

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12 Middle Street, Lancaster, NH, 03584

$357,000

Rebecca Huang

Sales Associate

William Raveis Real Estate

Phone: 617.888.0018

Rebecca.Huang@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $285,600 $285,600 $285,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.301% 6.487% 5.614%
Monthly Tax Payment $297 $297 $297
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,689 $1,782 $2,315
Total Monthly Payment $2,061 $2,154 $2,687

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.