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Welcome to your new Florida home at Harbour Club, a premier coastal community. This lovely 2 bedroom and 2 bath split floorplan unit, with a large terrace, is a rare find! The light and airy, open concept floor plan is the perfect setting for entertaining or simply enjoying some quiet relaxation. The kitchen is a chef's delight, complete with soft-close, solid wood cabinetry, state-of-the-art appliances, and high-end quartz counter tops. Brand new engineered hardwood flooring throughout the kitchen, dining and living room that provides continuity and aesthetic flow. The large living room/dining combination, featuring floor-to-ceiling mirrors and hurricane-rated sliding glass doors, allows the natural outdoor light to fill the room with warmth and glowing comfort. Stepping through the sliding glass doorway, you arrive at an enormous terrace, providing much more space for outdoor living and entertaining. From your morning coffee to afternoon sunbathing, to evening sunsets, this is "pura vita", Florida living at its best. Two (2) spacious bedrooms with walk-in closets complete the home. An ensuite bathroom for the primary bedroom. Both bathrooms have beautiful, tiled floors, designed and upgraded with superior quality in mind. Some additional interior features include inside laundry, a third walk in closet, built-in Murphy Bed in the LR/Dining area, new AC system in 2022, hot water heater in 2024. Community amenities include a 50 ft. dock, heated swimming pool, shuffleboard courts, BBQ area with seating, lush landscaping overlooking the intercoastal waterway and so much more. Under building parking with one (1) assigned space and convenient storage closet perfect for bikes and beach gear. Conveniently located by the Belleair Causeway in charming Belleair Bluffs, with nearby beaches, shopping and restaurants, Harbour Club is the place to live and enjoy the Florida lifestyle. HOA has fully funded reserves, completed Milestone inspection. Recent building upgrades include a new roof, windows and waterproofing. Additional upgrade information available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.292% | 5.609% |
| Monthly Tax Payment | $374 | $374 | $374 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,576 | $2,795 | $3,728 |
| Total Monthly Payment | $3,042 | $3,261 | $4,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.