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Welcome home to 122 Balsam Circle--a beautifully designed, spacious home offering 5 bedrooms, 3. 5 baths, and a backyard made for entertaining. Perfectly situated near Downtown Summerville, this property offers the ideal blend of indoor comfort, outdoor living, and everyday convenience. Step inside and be greeted by a light-filled living room featuring 9-foot ceilings, a cozy gas log fireplace, a custom ceiling fan, and open-concept views into the heart of the home--the Kitchen. Whether you're hosting game night or a holiday dinner, there's plenty of room for a long farmhouse-style dining table to gather friends and family. The Kitchen is well-equipped with granite countertops, black appliances, a pantry, breakfast bar, and center island--a perfect setup for both casual meals andentertaining. The primary suite is located on the main floor, offering a private retreat complete with an en suite bathroom featuring a garden tub, separate standing shower, dual-sink vanity, and a large walkin closet. Upstairs, you'll find four oversized bedrooms, each with its own walk-in closet, along with two full bathroomsboth featuring dual sink vanities for added convenience. Storage is abundant throughout both levels of the home, making organization effortless. Step outside and you'll fall in love with the fully fenced backyard, which backs up to mature trees for added privacy. Enjoy your morning coffee on the screened-in porch, then spend evenings under the pergola on the extended concrete patio, complete with a firepit. The detached 1-car garage/workshop offers space for hobbies, tools, or extra storage, while the attached 2-car garage and extra-wide driveway provide ample parking and easy access to all areas of the property. Located just minutes from Downtown Summerville, this home offers quick access to local parks, walking trails, restaurants, shops, grocery stores, and year-round community events. Whether you're looking for more space, functionality, or a place to create lifelong memories, 122 Balsam Circle checks every box. Schedule your showing today and discover everything this incredible home has to offer!
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Our Executive Mortgage Banker:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,840 | $1,943 | $2,605 |
| Total Monthly Payment | $1,915 | $2,018 | $2,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.