Fully renovated 750 sqft 2BR unit in sought after Black Rock. Quiet, sun-drenched open floor plan. Unit has insulated floors & walls, new wood flooring, new windows & custom closets. Top-of-the-line kitchen includes stainless steel appliances, quartz countertops with counter seating, custom cabinets, paneled dishwasher, vented stove/oven, deep kitchen sink with disposal and RO water filtration system feeds icemaker, stacked washer/dryer and custom pantry unit with glide out pantry shelves. Spa-like bathroom with high end finishes includes spacious tub/shower with a custom glass sliding shower door. Enclosed heated porch can be used as office, gym or small bedroom and is equipped with foam insulation, heat and cooling. Apartment includes 4 AC window units featuring auto temp control. 4 remotes & 4 custom brackets included. Hard wired with cat 6 internet throughout apt. Extra-large storage unit in basement includes an upgraded electrical outlet for extra appliance convenience. Great Black Rock location with short stroll to shops, restaurants, Seabright Beach, Captain's Cove Seaport, St. Mary's by The Sea & Metro North express train to NYC. Common charges include taxes, heat, hot water, sewer, garbage pickup & landscaping maintenance. Board approval required. Owner-occupied only
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Remodeled,Hardwood Floor | Main |
| Full Bath | Remodeled,Tub w/Shower,Tile Floor | Main |
| Kitchen | Remodeled,Breakfast Bar,Quartz Counters,Hardwood Floor | Main |
| Living Room | Remodeled,Ceiling Fan,Hardwood Floor | Main |
| Primary Bedroom | Remodeled,Hardwood Floor | Main |
| Sun Room | Remodeled,Ceiling Fan,Hardwood Floor | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,104 | $1,199 | $1,608 |
| Total Monthly Payment | $1,179 | $1,274 | $1,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.